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" 2 3 9 9 1" [Case in NON -OWNER OCCUPANCY RIDER NE3213265352703 00024805075009013 THIS NON -OWNER OCCUPANCY RIDER is made this 6th day of SEPTEMBER, 2013 , and is incorporated into and shall be deemed to amend and supplement the Mortgage, Deed of Trust or Security Deed ( "Security Instrument ") of the same date given by the undersigned ( "Borrower ") to secure Borrower's Note to BANK OF AMERICA, N.A. ( "Lender ") of the same date, and covering the Property described in the Security Instrument and located at: 1317 W 4TH ST GRAND ISLAND, NE 68801 -4409 [Property Address] ADDITIONAL COVENANTS. In addition to the covenants and agreements in the Security Instrument, Borrower and Lender further covenant and agree as follows: A. Borrower represents that, notwithstanding the provisions of Paragraph 5 of the Security Instrument, (s)he does not intend to occupy the property described in the Security Instrument as a principal residence, and [mark applicable item(s)]: ❑ 1. The Security Instrument is for a streamline refinance of a loan which was previously FHA - insured. ❑ 2 The Security Instrument is for a loan to be insured under Section 203(k) of the National Housing Act. ❑ 3. The Security Instrument applies to property sold under HUD Single Family Property Disposition Program and meets the requirements thereof. ❑ 4. The Borrower is an Indian Tribe as provided in Section 248 of the National Housing Act or a serviceperson who is unable to occupy the property because of his or her duty assignment as provided in Section 216 or Subsection (b)(4) or (f) of Section 222 of the National Housing Act. ❑ 5. The Security Agreement is for property sold to a state or local government agency or a non- profit organization (qualified under Section 501(c)(3) of the Internal Revenue Code) that intends to sell or lease the property to low or moderate income persons. FHA Non -Owner Occupancy Rider 1061U-XX (08 /08)(d /i) Page 1 of 2 FHA Case No. NE3213265352703 [Doc ID #] 201307805 " 2 4 8 0 5 0 7 5 0 0 0 0 0 0 1 0 6 1 U"