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m <br /> rn N) n- <br /> mmmmm <br /> -I <br /> mm o ODD <br /> n� 73 w Z N m <br /> wo Oo r , CA �O <br /> ZD O� rnZ 0 —CO <br /> w = rn m CO �� CO <br /> Mani o rCCO W c <br /> iv 0 <br /> _ m <br /> o° g -1 <br /> o ( Z <br /> 0 <br /> Return To: <br /> Home Federal Savings and Loan Assn of Grand Island <br /> 221 South Locust St <br /> Grand Island, NE 68801 <br /> Prepared By: <br /> Nancy Knapp <br /> 221 South Locust St <br /> Grand Island, NE 68801 <br /> Deed of Trust <br /> Definitions <br /> Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br /> 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br /> Section 16. <br /> (A) "Security Instrument" means this document, which is dated September 18, 2013 , together with all <br /> Riders to this document. <br /> (B) "Borrower" is John R Higgins, Jr and Karen M Higgins, Husband and Wife <br /> Borrower is the trustor under this Security Instrument. <br /> NEBRASKA-Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br /> VMP O VMP6(NE)(11 05) <br /> Wolters Kluwer Financial Services Page 1 of 17 <br />