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<br /> 'ItHiSt7�lt WITH all the impnavem�tts now or hsieafter�xed an t�e �°�"'-�" 4 4° °`'
<br />_ � .�, . p:op�erty.an�l a1t ds.:.__t9.�put�nances.a�d ,
<br /> , . 6�cmres now ar h�a part of iha giog�r.All ceplscemeats aend additim�s shall elso be wvc�ed by tLis Security Inswmeut k.. ._
<br /> •- s.� - A1l Qt th8 fQlC$O�R$�$ICfCtfOQ�O�11�139 J�Ct.'11f�t�i I�$IIl1AICAR 891hC s.vy...y.° , ,
<br /> . � • BOR�OWFR COYBNAPYf'S that Bamuwet is lawfulty selsed of ttte estate heaeby canveyeA atM 6as the right o�g�ant aad '_-
<br /> ``:.:' ' , oonveq t�x Propaty aad that t1�e Fropesty is imencx�mbered.except far e,naunbrauces uf r e c o r d.Bmmwes wa�ant�a n d w�l , . y
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<br /> i'��� defead geneaaIIy the tide ta the FicapPaty against aII claims and demands.snbject to any eaaunbraaces of record. 4. -.,
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<br /> . ;µ. .. TfIIS S:ECURITY INSZYtUMEt3T combines uaifmm anveuanta far aational nse and noa-uniform coveaants with�ited �.,. ` ;� . ,� .
<br /> ti` � variarions by�aLsdic�ioa to c�nstitute a tmifoim se�uity iASttument cavesing reai propertY• � � --
<br /> . � �.��; UN�ORM COVENANfS.Boumwer mmd Lende,r c�venant�W a�ee as folloa+� � '°
<br /> L psym�t of FrInsfpat au�Inter�Prepay�eat aad l.ate CUarge�. Boimwer sha11 PmmP�Y PaY whea due the �,� _
<br /> s , p�al of amd iatereston the deUtevid�ced hy the Not�aud aay pr�payme,ntand Ia�chaiges due aader the Note. '
<br /> . Z.lfimds far Tases and Ynsmance. Snbiect to a�lirable law ar m a wr3uea waiver by Lend�,Bomnwes shaIi pap m ,S„�
<br /> ., _
<br /> Lender an the day mnnthly paynaPnis are dae�the Note.ant�the Notc is paid in f�11.a snm C'Funds�for.(a)Ye�azll►mx� - _
<br /> . , ' �� and asses�wLicb may auazn piinrityr ove8 this Sect�rity lnstrumeut as a tien on tbe Ptoperty;(b)Y�Y���PaY�� ;-�: ': --
<br /> • ` }� or gannd re�ts an ttie Ytoperry,if anY:(�)Y�Y��PmP�Y�ce P��(�Y�Y�Iood in.�uance pr�ti�ms,if � ----
<br /> ` 2,__
<br /> . �Y+�e)Y�Y�a�e i�auoe preminms,if an.Y:���anY�A�Y��bY Boaawer Lo Lendzr.ia acc�dance with the � _ _
<br /> • • . �� g:mri�ons of pa�agraph 8,m liw of the payment of�a�ge insora�ce pre�nums-These�ase c�tied"Essrow Item.v�" F" �
<br /> ' '°..; I+eude;may,ai a�►Y time.ca]Iect and floId Fimds in�amo�t not to exceed the maxIInum ammmt a l�dar for a fe�aIIy�a�d
<br /> >� __
<br /> ,�� ,.. mmrtgage Inan may reqaue fOr Boaowds eseow eccotmt t�der the federal Real Fstele Setttemmt Pmc�ed¢�es Act of lg'!4 aa _�
<br /> f . .:.`.s}:r ._, _° ameadEd fm�t�to dme.12 U.S C.S�2b01 et seq. ("RESPA'�,aNesg ano�1aw tbat appli�s tfl the Fands s«�afcs� - -
<br /> amount I€s�,I.eaded may,at aay nme.coIIect ead hold Fimds�in an amount not.to e�cccer�the lessea ammmt�i�t�i may . E_`'�'-,
<br /> .�-:j� �sdmate the amoant of Fands dae on the imsis of ament data and reasonable estimates of expeadi�tues of fimue Psr,mw It�ms ar ---
<br /> , ' . ' othawise in ascaidance with applicable law. � '� -
<br />::;,:�. • � 11te Fnuds shall 6e held in an insti�an arhose deposim are insured by a fedetal age�ncyr.insaaman�y►,ar e,nEity(iustudm� r ,�.;-x_._----
<br /> ` � Iander,if Lendea is surb an ia�dwmion)ar in any Fedrial Iiome Loan Bmdc.Lemder shall applJ+the Fuads to pay the Es�aaw .:� •__....._
<br /> :i ;`.� Items.Leuder may not charge Hotmwca for tioldiug 8nd applyiW$the Fimds,apnuatiy aaalyzia�ihe cscxow s�coimt.��g `=� -
<br /> -'. tha E�w Itr�s.aWess Leades PaYs Bmmwer inter�st an the F�mds and�licable iaw peamits Leader to matce such a charge. � _.���: -
<br />_ . . ' "`,{; � Hawevea,I.ender may require Boaoovea to pay a one-time cha�ge for an�d�t real estate tax r�ing seavice ased by :`�_�,�=
<br /> .�� ':�- Leader in cotmection with this loan,�ml�ss aPP1�Cable 1aw provides oth�vis�.Unless an�ent is ea�e or apgticable Taw I,`--°r=
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<br /> ' � reque�s interest t�be paid.L.enda sfiaII not be ceqnired to pay Bmmwer�y iutexest or eunings an the Fiutds.Ba�w�r and ;� �_
<br />- � . Lender may agcec m writing.howev�.d�t intaest sbaU be paid an the Funds.Le�de�sf�aU g�ve ro Bormwea.withmrt ct�ge,� : -- ;.: �.�°
<br /> �' � annnal a�oimdng of d►e Fands.showing crediB aad debits to the Fonds and the purpase far wtiich each debit to the Fuads was .`• �� ;.r�.
<br /> .., �. � '..'� � made.'Ihe Funds aze pledged as additioaal sec�aity for ari sums secared by this Security Iasaumemc r�' -
<br /> ;,� '. If Qie Fimd4 deld by I,eader acceed the pmoimts peamiued to be hetd 6y agplicable law,I.�der shaU acca�t oo Bmmwea for �� -
<br />_ .' � the excess Fisnds in accardaace with the requirements of applicable law.If the amo�t of the F�ds i�eld by Leader a3 any time is •� ;�,�•. ' _
<br /> - �� .,:� � ., uot safficient w pay the Escrow Ioems whea due,Le�dea may so notify Boirower in wridng,and,ia such case Borrower shaD pay .. --=-
<br /> r � � ..� m Lender the amount necesaary ta make ap the de�cy.Bosrower sLaU malce ap the defcciency in no moie ti�twelve : .:.: �:�..�..�""
<br /> � , , : . monthlY Paymeuts,at Iender`s sole di�cxeoion. � ��_
<br /> :•i � Upon payment m fnll of eU snms secaced by tLis Serurity Inso�ument,I.e�der sball promptty refund w Borrowea any Funds :�,� , � _
<br />- held by I.�nder.If,under para�raph 21,I.cader shall acquire or sell the Propefty,Lea►der.prior w tha soqnisition or sale of the . _:'�_
<br /> . . ;, .�: �D�Y•�aPPIy anJr Funds held by Lender at the time of acquisidnn or sal�as a credit ag�st the smns secumd 6y tt�is �_.�.
<br /> .. . , Secaaity Insirameat, R�`
<br /> .� . -� '�:°s � 3.App�cattQn oY Paymeats. UnIess applicable 1aw provides oth�vise.all payments teceived by Lender under p�agraphs _ .
<br /> r.,�. ' , • . � 1 and 2 shall be applied:first,w a:►Y Pr�paYm�t char�es due nuder the Note;second.w$mount�payable aadca paiag�apb Z; -,±,� :—
<br /> -- .� •� thlyd.W inte�.st du�founh.w principal du�mid 1ast,w any late charges due uader the Note. .
<br /> ' . 4 Cfiarges3 Ltens. Bmrowe� shall pay all taxes,a�ents,cl�ges.fines and imposidons attdbutable to�Property =, -
<br /> . � � �� wlucti c*�y attain priority ovea thls Security Inst�ume.nt,and l�hold paym�ts or ground r�nts,if any.Sosmwea saaIP py tbese -_"` '
<br /> � ,,;. . ',; ' obligations in the maanea yrovided in paragraph 2.os if not paid in tUat manntx,Borrowea shall pay t�vn tiwe d:.,�tly w the .. �
<br /> • pas�n owed paym.��.Botmwea sha11 promptty fiunish to Lendea all notices of amounts to be paid a�der this yaragrapb.If '��'` :.
<br />: . . Bazrowa makes these paymentg dlrectly.Borrowet sbaU prompdy fi�mish w I.ettdet receipts evidencittg dte y�Yments. . . � �::�':;�- '••'. �
<br /> - . � • I�aa*owea sba11 yramPtlY discharge any fien which has p�crity over this Seauity insa�ent unless Botroaes:(a��ea� . . '.�,�';v: `. .
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<br /> � . � wri�2o the payment of the o�li�on seaued by the llen u�a manner acceptable to Lendear;(b)contests in gaod faith the lien , :°�` .
<br />_;..,•:-�„" . . . ..
<br /> by. or defends against cnfancement of the liea� in, legal pmceedings which in the L�ender's opiniQn opeaate to prevent ttte
<br /> � � • � enforce,ment of the lie,n:ar(c)se�ures from tl�.e t�sler of the liea�an a�ent satisfacwry ro l.enda��ordinating the liea to .: ..
<br /> ..-' � . �. . ' this Seciuity Inswment If Lender deteamines that any part of tha Property is subject tn a lien whicb may aua3n priority ova Wis
<br /> ' .� Security Insuumen�I,enda may give Borrower a notice ide�tifying the liea�.Bomower stiaU satisfy the lien or take a�e or more ' �
<br />� �'` of the acfions set forth above within 10 days of the giving of notice. � . , :
<br /> � • • . Fo�m 8028 8/fl0 '
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