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201307713 aNgt -RED. � � m o --, c= i N--1` /� l L a D rn fTI 7 , co :73 lV fa. x C F-40 rv1r" cl: _ J _ ca 1;.o 01 = X - W r —� r— f:,°� Cn c.n 1 �� c , 71 a. cn c =l 1 When Recorded Return To: First Mortgage Company,LLC 11606 Nicholas Street Omaha,NE 68154 [Space Above This Line For Recording Data] MIN: 1000162-0011710445-1 (J 0 DEED OF TRUST .S . DEFINITIONS Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18,20 and 21. Certain rules regarding the usage of words used in this document are also provided in 3211 Section 16. mic (A) "Security Instrument" means this document, which is dated September 13th , 2013 , 7' together with all Riders to this document. pN 8 (B) "Borrower"is Jessica S Bruggeman,a single person N --4 -ml I rr+9 Borrower is the trustor under this Security Instrument. 4/5 (C) "Lender"is First Mortgage Company,LLC,an Oklahoma Limited Liability Company rig Lender is a Limited Liability Company organized and existing under the laws of the State of Oklahoma . Lender's address is 6800 Broadway Extension Oklahoma City,OK MAWR C, 73116 . rn Ce) (D) "Trustee"is U.S.Bank Trust Company,National Association (E) "MERS"is Mortgage Electronic Registration Systems,Inc.MERS is a separate corporation that is acting solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number of P.O.Box 2026,Flint,MI 48501-2026,tel.(888)679-MERS. (F) "Note"means the promissory note signed by Borrower and dated September 13th , 2013 . The Note states that Borrower owes Lender Sixty One Thousand Nine Hundred Ninety and 00/100 Dollars(U.S.$61,990.00 )plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than October 1,2043 . (G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (H) "Loan"means the debt evidenced by the Note,plus interest,any prepayment charges and late charges due under the Note,and all sums due under this Security Instrument,plus interest. (I) "Riders"means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Borrower[check box as applicable]: ❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider ❑ Balloon Rider ❑ Planned Unit Development Rider ® Other(s)[specify] ❑ 1-4 Family Rider ❑ Biweekly Payment Rider NIFA FORM E-3 (J) "Applicable Law"means all controlling applicable federal,state and local statutes,regulations,ordinances and administrative rules and orders(that have the effect of law)as well as all applicable final,non-appealable judicial opinions. NEBRASKA--Single Family--Fannie Mae/Freddie Mac UNIFORM INSTRUMENT(MERS) Form 30281/01 (page 1 of 9 pages) 12439.CV(9/11) 0116028 Creative Thinking,Inc. GOTO(00acb7t3)