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<br />THIS INSTRUMENT PREPARED BY:
<br />Pathway Bank
<br />PO Box 428
<br />Cairo, NE 68824
<br />® 2004 -2012 Compliance Systems, Inc. IE54 -EDIF - 2011L2.I0.551
<br />Commercial Real Estate Security Instrument - DL4007
<br />Page 1 of 5
<br />J 1t am" Initials
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<br />AFTER RECORDING RETURN TO:
<br />Pathway Bank
<br />PO Box 428
<br />Cairo, NE 68824
<br />(Space Above This Line For Recording Data)
<br />COMMERCIAL REAL ESTATE DEED OF TRUST
<br />FUTURE ADVANCES AND FUTURE OBLIGATIONS ARE SECURED BY THIS REAL ESTATE DEED
<br />OF TRUST
<br />This COMMERCIAL REAL ESTATE DEED OF TRUST ( "Security Instrument ") is made on September 3, 2013
<br />by the grantor(s) Janet L Lubrano, Wife, whose address is 511 W 15th, Grand Island, Nebraska 68801 -3656 ,
<br />and Joshua R Lubrano, Husband, whose address is 511 W 15th St, Grand Island, Nebraska 68801 -3656
<br />( "Grantor "). The trustee is Pathway Bank whose address is PO Box 428, Cairo, Nebraska 68824 ( "Trustee ").
<br />The beneficiary is Pathway Bank whose address is 306 S High St, P 0 Box 428, Cairo, Nebraska 68824
<br />( "Lender "), which is organized and existing under the laws of the State of Nebraska. Grantor in consideration of
<br />loans extended by Lender up to a maximum principal amount of Fifty -eight Thousand One Hundred Thirty -
<br />two and 83/100 Dollars (U.S. 558 ;132.83) ( "Maximum Principal Indebtedness "), and for other valuable
<br />consideration, the receipt of which is acknowledged, irrevocably grants, conveys and assigns to Trustee, in trust,
<br />with power of sale, the following described property located in the County of Hall, State of Nebraska:
<br />Address: 1708 N Eddy St, Grand Island, Nebraska 68801
<br />Legal Description: Lot Five (5) of Gilbert's Subdivision of Block One (1), Gilbert's Second Addition to the
<br />City n}. Gr Ielnn J Unll r'na.mt 1\l
<br />Parcel ID /Sidwell Number: 400135752
<br />Together with all easements, appurtenances abutting streets and alleys, improvements, buildings, fixtures,
<br />tenements, hereditaments, equipment, rents, income, profits and royalties, personal goods of whatever description
<br />and all other rights and privileges including all minerals, oil, gas, water (whether groundwater, subterranean or
<br />otherwise), water rights (whether riparian, appropriate or otherwise, and whether or not appurtenant to the above -
<br />described real property), wells, well permits, ditches, ditch rights, reservoirs, reservoir rights, reservoir sites,
<br />storage rights, dams and water stock that may now, or at any time in the future, be located on and/or used in
<br />connection with the above - described real property, payment awards, amounts received from eminent domain,
<br />amounts received from any and all insurance payments, and timber which may now or later be located, situated, or
<br />affixed on and used in connection therewith (hereinafter called the "Property").
<br />RELATED DOCUMENTS. The words "Related Documents" mean all promissory notes, security agreements,
<br />prior mortgages, prior deeds of trust, business loan agreements, construction loan agreements, resolutions,
<br />guaranties, environmental agreements, subordination agreements, assignments of leases and rents and any other
<br />documents or agreements executed in connection with this Indebtedness and Security Instrument, whether now or
<br />hereafter existing. The Related Documents are hereby made a part of this Security Instrument by reference thereto,
<br />with the same force and effect as if fully set forth herein.
<br />INDEBTEDNESS. This Security Instrument secures the principal amount shown above as may be evidenced by a
<br />promissory note or notes of even, prior or subsequent date hereto, including future advances and every other
<br />indebtedness of any and every kind now or hereafter owing from Janet L Lubrano to Pathway Bank, howsoever
<br />created or arising, whether primary, secondary or contingent, together with any interest or charges provided in or
<br />arising out of such indebtedness, as well as the agreements and covenants of this Security Instrument and all
<br />Related Documents (hereinafter all referred to as the "Indebtedness "). Secured debt includes, but is not limited
<br />to, the following: promissory note dated September 3, 2013, in the amount of $58,132.83 and any renewals,
<br />extensions or modifications.
<br />FUTURE ADVANCES. To the extent permitted by law, this Security Instrument will secure future advances as if
<br />such advances were made on the date of this Security Instrument regardless of the fact that from time to time there
<br />may be no balance due under the note and regardless of whether Lender is obligated to make such future advances.
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