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2013076 <br />remedies. Nothing herein shall be construed as prohibiting Beneficiary from seeking a <br />deficiency judgment against the Trustor to the extent such action is permitted by law. <br />22. Transfer of the Property. If all or any part of the Property or interest therein is <br />sold, transferred or otherwise conveyed by Trustor without Beneficiary's prior written consent <br />(excluding (a) the creation of a purchase money security interest for household appliances, (b) a <br />transfer by devise, descent or by operation of law upon the death of a joint tenant, or (c) the <br />granting of any leasehold interest of three (3) years or less which does not contain an option to <br />purchase), such action is a breach of this Deed of Trust, and Beneficiary may, at Beneficiary's <br />option, declare all the sums secured by this Deed of Trust to be immediately due and payable, <br />or cause the Trustee to file a notice of default. <br />23. Notices. Except for any notices, demands, requests or other communications <br />required under applicable law to be given in another manner, whenever Beneficiary, Trustor or <br />Trustee gives or serves any notice (including, without limitation, notice of default and notice of <br />sale), demands, requests or other communication with respect to this Deed of Trust, each such <br />notice, demand, request or other communication shall be in writing and shall be effective only if <br />the same is delivered by personal service or is mailed by certified mail, postage prepaid and <br />return receipt requested, addressed to the address as set forth at the beginning of this Deed of <br />Trust. Any party may at any time change its address for such notices by delivering or mailing to <br />the other party hereto, as aforesaid, a notice of such change. Any notice hereunder shall be <br />deemed to have been given to Trustor or Beneficiary, when given in the manner designated <br />herein. <br />24. Request for Notice. Trustor and Beneficiary hereby request that a copy of any <br />notice of default and a copy of any notice of sale, whether such notice of default and notice of <br />sale is given pursuant to the terms of this or any other deed of trust, be mailed to them at the <br />address set forth in the first paragraph of this Deed of Trust for the Trustor and the Beneficiary. <br />25. Governing Law. This Deed of Trust shall be governed by the laws of the State of <br />Nebraska. <br />26. Successors and Assigns. This Deed of Trust, and all terms, conditions and <br />obligations herein, apply to and inure to the benefit of and bind all parties hereto, their heirs, <br />legatees, devisees, personal representatives, successors and assigns. The term "Beneficiary" <br />shall mean the owner and holder of the Note, whether or not named as Beneficiary herein. <br />27. Joint and Several Liability. All covenants and agreements of Trustor shall be <br />joint and several. <br />28. Severability. In the event any one or more of the provisions contained in this <br />Deed of Trust, or the Note or any other security instrument given in connection with this <br />transaction shall for any reason be held to be invalid, illegal or unenforceable in any respect, <br />such invalidity, illegality, or unenforceability shall, at the option of Beneficiary, not affect any <br />other provision of this Deed of Trust, but this Deed of Trust shall be construed as if such invalid, <br />illegal, or unenforceable provision had never been contained herein or therein. If the lien of this <br />Deed of Trust is invalid or unenforceable as to any part of the debt, or if the lien is invalid or <br />unenforceable as to any part of the Property, the unsecured or partially secured portion of the <br />debt shall be completely paid prior to the payment of the remaining and secured or partially <br />secured portion of the debt, and all payments made on the debt, whether voluntary or under <br />foreclosure or other enforcement action or procedure, shall be considered to have been first <br />4831- 6145 - 0517.1 <br />