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<br />remedies. Nothing herein shall be construed as prohibiting Beneficiary from seeking a
<br />deficiency judgment against the Trustor to the extent such action is permitted by law.
<br />22. Transfer of the Property. If all or any part of the Property or interest therein is
<br />sold, transferred or otherwise conveyed by Trustor without Beneficiary's prior written consent
<br />(excluding (a) the creation of a purchase money security interest for household appliances, (b) a
<br />transfer by devise, descent or by operation of law upon the death of a joint tenant, or (c) the
<br />granting of any leasehold interest of three (3) years or less which does not contain an option to
<br />purchase), such action is a breach of this Deed of Trust, and Beneficiary may, at Beneficiary's
<br />option, declare all the sums secured by this Deed of Trust to be immediately due and payable,
<br />or cause the Trustee to file a notice of default.
<br />23. Notices. Except for any notices, demands, requests or other communications
<br />required under applicable law to be given in another manner, whenever Beneficiary, Trustor or
<br />Trustee gives or serves any notice (including, without limitation, notice of default and notice of
<br />sale), demands, requests or other communication with respect to this Deed of Trust, each such
<br />notice, demand, request or other communication shall be in writing and shall be effective only if
<br />the same is delivered by personal service or is mailed by certified mail, postage prepaid and
<br />return receipt requested, addressed to the address as set forth at the beginning of this Deed of
<br />Trust. Any party may at any time change its address for such notices by delivering or mailing to
<br />the other party hereto, as aforesaid, a notice of such change. Any notice hereunder shall be
<br />deemed to have been given to Trustor or Beneficiary, when given in the manner designated
<br />herein.
<br />24. Request for Notice. Trustor and Beneficiary hereby request that a copy of any
<br />notice of default and a copy of any notice of sale, whether such notice of default and notice of
<br />sale is given pursuant to the terms of this or any other deed of trust, be mailed to them at the
<br />address set forth in the first paragraph of this Deed of Trust for the Trustor and the Beneficiary.
<br />25. Governing Law. This Deed of Trust shall be governed by the laws of the State of
<br />Nebraska.
<br />26. Successors and Assigns. This Deed of Trust, and all terms, conditions and
<br />obligations herein, apply to and inure to the benefit of and bind all parties hereto, their heirs,
<br />legatees, devisees, personal representatives, successors and assigns. The term "Beneficiary"
<br />shall mean the owner and holder of the Note, whether or not named as Beneficiary herein.
<br />27. Joint and Several Liability. All covenants and agreements of Trustor shall be
<br />joint and several.
<br />28. Severability. In the event any one or more of the provisions contained in this
<br />Deed of Trust, or the Note or any other security instrument given in connection with this
<br />transaction shall for any reason be held to be invalid, illegal or unenforceable in any respect,
<br />such invalidity, illegality, or unenforceability shall, at the option of Beneficiary, not affect any
<br />other provision of this Deed of Trust, but this Deed of Trust shall be construed as if such invalid,
<br />illegal, or unenforceable provision had never been contained herein or therein. If the lien of this
<br />Deed of Trust is invalid or unenforceable as to any part of the debt, or if the lien is invalid or
<br />unenforceable as to any part of the Property, the unsecured or partially secured portion of the
<br />debt shall be completely paid prior to the payment of the remaining and secured or partially
<br />secured portion of the debt, and all payments made on the debt, whether voluntary or under
<br />foreclosure or other enforcement action or procedure, shall be considered to have been first
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