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<br /> ' ��`L �• TOClET3�tER WITH aIi the improv�narts noa or he�erecced on the pro�rty °OP �s,<<,,-.•`s:
<br />.::��,:���� `.:: e�j • Pueturv�s naw or hereaft� a parc of the p�operty. Atl ieQlaaeme�►ts and additioas shall alsa 6'e oave�ed by �his Sezurity `,�,� ��
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<br /> :�;;�'_:.:;_.,�c_ ' I�uument.AII ot the fnregoing is zefeared to in this Sec�rity Instiument as the Pco�erty �
<br /> - • ' BORRtp1NBR CQYENAN7'S that Borrower is tawfuily se.issed of the estate hereDy c�►veyetf and has the�ight tc►grtint and °:<<•-:.
<br /> s ed t+�nnd will ': `•`'
<br /> �;- � �2� cprtvey the Properiy and that the Property is nnenaimbered.eaccept for aicumbran�es of recat�d. Barmwet warrun �- `.`, ,
<br /> =� � ' d�t'e�g�attg t h e t i t te i o t he P r o P e r t Y a g a i a s t a ll c l a ims and demands.sab jed to any encumbrances of record• ��•� a�•�
<br /> "�`�` THtS SECURlTY iNS!'RUMEN'�'oom6ines uniform oovenants ror n�immi use mso m��i�s s�'�es�€�ltt� � -
<br /> _ ��� � �:. g P P�Y- : �`' �,
<br /> - ` �. �;�. . vsWatlons 6y jurisdtctinn to rnnstitute a cmfifoim security instniment eovesin real ro �:_:9;Y-;:
<br /> �.' ` "`� UNIFORM COVENANTS.Borrower and Lender covenant antl agr�ee mc folIows: :;�_4_;�:,
<br /> ',� , , , , i. p1�yCa�t ot Petndpal aad Iatere�t; Prepa3�mwt and Late C�g�•Borrower shali pronapt{y pay when due 1he 'F:
<br /> � L�`` '� me�n and late charges.due under ttte Nete. �• � ��
<br /> �,,;._.� principat of nnd irterest on the de6t evMenced by dse 1Vote a�anY P�Y �
<br /> -�.... : ': 2.Fands for Taxca a�in�nranee.Subject to appticahte!aw os w a written waiver by Lender.Borco�er�lwll p�y to �
<br /> .i_'.,•' -� -
<br /> Leitder an the day moathiy paymerts are due nnder the N�te,until tlre Note ic paid in fvll.a sum t`Fundr')fnr.(a)ycurlY tnxea �.;� ? >
<br /> � .:.�'�`r�.�� teacchntd a menta sn .< �.
<br /> . °i"--`-` �mt astes.cmems afiicfi may nttain priority ovcr ihis Sccurity tnstzumcat as a licn an thc Pn�perty:!h1 Y+�Y P.Y - -
<br /> Ysr � • or graund�eats an the I'ropecty.i(any:(c)9e�r1Y hazard or property�nsurance premiums:(d!Y�Y�ood i�surance prem{ums.
<br /> } .o='� ` i[a�fY:(e)Y�Y mortgage insu�nee Pr+emi eums.if any and(�anY sums PaYa61e by Ba�rmwer to Lender.itt n�ur�ttaee wit11 ;.
<br /> .-YSy;.-,.�. •.: �
<br /> '- `� :�`"` qt�pmblsiot�of para$rapH 8.in liet�of the payenent of moct�age insurance pr�minms.�'h�e items are cal[ed°�w ttemy." '"!�t_:�`
<br /> ` 4.`"s� L�ttcr mt}y�at any dme.cnttett and hoid Fands in a�+amount'nat ta eaoeed the m�imum a�ssoant a len8e�far t►f�idctaity �� ,
<br />,�;'•t�,;�; . .. • -�.
<br /> . `�, .:Y� ire for Borrower's�w acamnt utater the fodaa!Reai Estaie S�tlemen1 Ptaca1urr�Acl af �'.°„-
<br /> .� . tetated martgag�e taan m3y requ �.,.--: '�
<br /> . ` •'�`a" 1974 a9 amended from ticne to time. 12 U.S.C.Sedion 2601 et aeq-t'RL5PA").unlesa another taw that eppttes to!he Fw�ds •-
<br /> f`:�.:.'A:•^':
<br /> ,� ` seta a tesse�atreouai. !f so. t.ender may.at any dme,ontled and hotd Funds in an artcaum not w euceed th�tastr arttoan�• '-r ,,
<br /> r;�`-. �� Lendermay estiinate tfie anwnnt o4 Fmids dae on the ioaai.c of cvrrent data and�onabte estimates of expendiwres oP futpre �} '�":.:
<br /> . � . :'-:�:� Fscrow Ite�m or othe�vise in aocondancc+uuith applica6fe law. . . `
<br /> ~,.Y.,;�; 'The Funda shutl 6e hetd in an �on whose deQosits are in�nce�by a iedezal agency. tnswmentafiry� Oi lltlity .�r�`.
<br /> ... � , ';:.Y=.
<br /> (i�cluding Lettder.if t�ender is sacfi an institutIon)or in any Pedetal Home I.oan Bank-Lender shali aypiy the Funda to pay the �r }
<br /> ' ,� ;.,�t tde essr�w aceauN.ar
<br /> ...--��..`.z.�:.�' - Es¢raai items.t�nder m�y aat c�tutrge�+armwer fos hatding a�d apgtyiag the Fands.aimually ai�iyzin$ . _'_
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<br /> :: r'��'��`� "`"'. veriCyittg the Esccavv Item4.unt�.s Lender pays Borrc�we�inte�e.ct an the Funds and appilcubte!aw pesmitx L�eadet ta muke aaeh� '
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<br /> -�,,_ � ,� ,�'= a ct�arge.Hawever.i.e rt dcr m�y teqa ire B arnawcr t a p a y�o n o-timc char ge for an i n d c p endcnt t+cul�tutc tax repnrting serrvice
<br /> }'V �•�t�r�•.
<br /> � , ; ase+l by l.ender in connection witti this loan. untegs appticabte law provides otherwise. Untess an agreement is itlade m ` `
<br /> • -,���;��� � 9 p pli c a ble law re q uires inte�se to be paid.L�ender shafl not be requira!to pay Bomnwer a�ry intere,st or earninga on the Funda. �_ti;
<br /> :.�_`�..�:: . : Bomiwer�d t,ender maY agree in writing.�flowever.that itrtcxest shall be paid o n t h e F u n d s. 1�r d e r s i u�l i g i v e t a B a rn�e r. ��s:r
<br /> t end
<br /> r; . � WIITIOU�L'�C�an annuai accnunting nf,thc FuridF.siutiwiug crc+lil.4 and d�fiits m thc Funds and thc�urp�sa far whFc{�c�ch ��_
<br /> �` `:: . `�` debI1 ta the�tnuts waa m�de.The l�unds are ptodged as addittona{secaritY far afl sums seasred bY this Security Inatrument..
<br /> ���4f... : �:.;- � _-
<br /> � •�<:',: �:',��:� � it the Fwtds held by Lertder.e�coeed the amouats permitted to be 6eId bY apPitrabf e taw.L�der shali aooa�mt to Borrower . _�.
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<br />_ ::.�...,:.:.:.��� ., �`bt the exaess Furtds#t��aotdanae a►ith the r�eqairements of applYcabte law.If the amount of the Fands hetd by l�eMer at anq =_
<br /> . �:��±,�, • dmo is not snfffcient ta pay the Sscraw Ite�wfiea d�se,Lender may so natify 8orrower in wriling,and.in such case 8orrower , _—-
<br /> � :��;: , . shalt'paY t¢t.endet the amaunt rteres4F►ry ta au+ke up tite defictency. Bam+wer sat�ail make up the def�ciency in na more than .�y`
<br /> ,.' "" ;: t�velva momhly Fayme�►ts.at Lender's sote discretion.
<br />_:.,_,:-::_.:,_•�: - .
<br />_ -�. ,.,:--... � ' ��
<br />---=–`--�.--- lfpofr paym�t in Culi at aii sup�s sesured!SY Wis Secntity I�nesit. l.ertder s1�ai1 promptly ccfmrd to Borrt�i�ret atty
<br /> --=�-=:;`=�". :. ' h 21.Icnder shail acqaire ar se11 the PropertY.Lender.pr�ar ta itte acqui�itiatt at s81� _
<br /> -:;��;.r--.;.: .`. 8aads hetd 6y Lkroder.lt:urtder pata8m�
<br /> � of the Prt�pCriy.shAtl appiX any Funds hetd try t�endc*at�hc timc af ncqai�itian�s gnle ag u credit a�inst the sum4 se�vrAd bY
<br /> 0R
<br /> ..: -�;;.���.`'::� ' fh�+3cxurlrylnstrument. , . . ..
<br /> 3.�1Vliltmti�n oY Qbymenta.UNess eppltcabte taw pror►ides otherwise,al!p�yments sceeived by Lender under�As .
<br /> :'`�;:�,'�;:� � - t nnd$e1�all be applted:.8rst.to an�e DrePaymem charges due under the Note;second.to amonnts payable ursder paragtaDh�:
<br /> �:. <. �
<br /> .�, :r �;_;-r;. thitd.to intcrcsst due:Paurth.w prin�ipal due:attd:ta�t.ta n�y latc char�s.a duc under ttra Note.
<br /> _-- ..:�,. 4.Ct�g�Lte�.v.8orrower shalt pay u{I taxxes.�aca�c.4ments.chsuga+.fin�and impasittan.9 attribtnable ta the f•mperty
<br /> n i.�� wntch may attaSn prlority over this Sea�rity inaRtumeat.add teas�nld paYmeats or groand rents,it any.Borrower.shatl pay.
<br /> -- -° `�- these obtig,ations 4n ttie manner pravided in pam$�apl�2.ai if nat paid i�that manner:Sortower shalt pay them on.tiine dtrectiy.•
<br /> - a �� ��'r'- me�tt.BnRC►wes sha11 m ti fumisfi ta l.em�cr alt noticc�at smounta to 6e puid urtder thi�para�apA.
<br />_ ~y;,_•.�� ta ihe person awod pnY • t� P Y .
<br /> � =� li Bortuw�r make4 ihtsc puymaita d�roctty Bnrrower shnll pr�mptty fumiai�to tcintcr rcecipta cv�dcncfng ttie payments:
<br /> e.
<br /> °`�`��'��`:. � � . Boenawcr ehail pr,ompily discM�sgc.s�ny lien whtch haa prturiry ovcr thLa Securtty tnstrument anteR4 Bomawer:(a)a�rees irr -
<br /> ;�s�„�,��� � Weidng to tltt payment pt the abtigution savred by the licn in a msu�ner ncocptable to Lender.<b)aante�in goad falth�lhe liat : -
<br />=-.;,;;;;�;;;::: . by,ot detends ttgainEt enforcemeat oP the lien�in. tegal pmocedin$x wh2ct► in the Lender's opinion nperate to prc,went t(ce
<br /> °-''�r-.�.--, enfarc+emene af 1h�litv�:ar:trl�'��<<��tiu hutJcr ot�h�licn un agrccmcnt xntisfuctary to i.cnder Aut+ordina�ing the lian t�.
<br /> ,�<<.- .�+�.;....... •
<br /> ""'-'"=:..` . . ' thia Secudty In:at�umcnl. if l.c�tdcr dctcmiincv thW any pnn ni'ilic Pn�perly iA suhjcct tc�n iten wblch��my uttuin p ty avcr . . ',
<br /> �����`' � t6ls,Socuc�tl►[rtauament.l.ertder may�ive Qormwer a nnttce idernifyir+g the lia�.Bomawer shat!satisty�he Iten ar tnkc ane�t ; _.
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<br /> �. '`' �' ' morc oT thc actians sct forth abavc wtthin t0 days,ot tfie giving af notice. � , �
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