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Prepared By: <br />KAYLA MORGAN <br />GREAT WESTERN BANK <br />1235 N STREET, PO BOX 83009 <br />LINCOLN, NE 68508 <br />4024790560 <br />After Recording Return To: <br />GREAT WESTERN BANK <br />1235 N STREET, PO BOX 83009 <br />LINCOLN, NE 68508 <br />4024790560 <br />ATTN: MORTGAGE DEPARTMENT <br />FHA Nebraska Deed of Trust - 06/13 <br />4tD 391.26 Page 1 of 9 <br />g4".. <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST FHA Cue No. <br />C ) <br />321- 3268943 -703 <br />CRIIZ M0RALE8 <br />Loan #: 1111072644 <br />PIN: 400075008 <br />MIN: 100125711110726445 <br />MERS Phone: 1-888-679-6377 <br />THIS DEED OF TRUST ("Security Instrument ") is made on SEPTEMBER 16, 2013, among the grantor <br />ODILIA CRUZ - MORALES, A SINGLE WOMAN ( "Borrower "). The trustee is V. S. BANK TRUST, <br />NATIONAL ASSOCIATION ( "Trustee "). The beneficiary is Mortgage Electronic Registration Systems, Inc. <br />( "MERS ") (solely as nominee for Lender, as hereinafter defined, and Lender's successors and assigns). MERS is <br />organized and existing under the laws of Delaware, and has an address and telephone number of Post Office Box <br />2026, Flint, Michigan 48501 -2026, telephone (888)679 -MERS. GREAT WESTERN BANK, which is organized and <br />existing under the laws of SOUTH DAKOTA, and whose address is 200 E 10TE STREET SUITE 100, <br />SIOUX FALLS, SD 57104 ( "Lender "). Borrower owes Lender the principal sum of SEVENTY - FIVE <br />THOUSAND ONE HUNDRED SIXTY - TWO AND 00 /100 Dollars (U.S. $75,162.00). This debt is evidenced <br />by Borrower's note dated the same date as this Security Instrument ( "Note "), which provides for monthly payments, <br />with the full debt, if not paid earlier, due and payable on OCTOBER 1, 2043. This Security Instrument secures to <br />Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all renewals, extensions and <br />modifications of the Note; (b) the payment of all other sums, with interest, advanced under Paragraph 7 to protect <br />the security of this Security Instrument; and (c) the performance of Borrower's covenants and agreements under this <br />Security Instrument and the Note. For this purpose, Borrower, in consideration of the debt and the trust herein <br />created, irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property <br />located in HALL County, Nebraska: <br />