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<br /> THIS INSTRUMENT PREPARED BY: AFTER RECORDING RETURN TO:
<br /> Home Federal Savings&Loan Association of Home Federal Savings&Loan Association of
<br /> Grand Island Grand Island
<br /> 221 South Locust Street 221 South Locust Street
<br /> GRAND ISLAND,NE 68801 GRAND ISLAND,NE 68801
<br /> (Space Above This Line For Recording Data)
<br /> COMMERCIAL REAL ESTATE DEED OF TRUST
<br /> This COMMERCIAL REAL ESTATE DEED OF TRUST ("Security Instrument") is made on September 13,
<br /> 2013 by the grantor(s)Hoos Insurance Agency,Inc.,a Nebraska Corporation,whose address is 204 S Locust St.,
<br /> GRAND ISLAND, Nebraska 68801 ("Grantor"). The trustee is Arend R. Baack, Attorney whose address is
<br /> P.O. Box 790, Grand Island,Nebraska 68802 ("Trustee"). The beneficiary is Home Federal Savings & Loan
<br /> Association of Grand Island whose address is 221 South Locust Street, Grand Island, Nebraska 68801
<br /> ("Lender"), which is organized and existing under the laws of the United States of America. Grantor in
<br /> consideration of loans extended by Lender up to a maximum principal amount of Thirty-six Thousand and
<br /> 00/100 Dollars (U.S. $36,000.00) ("Maximum Principal Indebtedness"), and for other valuable consideration,the
<br /> receipt of which is acknowledged, irrevocably grants, conveys and assigns to Trustee, in trust,with power of sale,
<br /> the following described property located in the County of Hall,State of Nebraska:
<br /> Address:204 S Locust St.,GRAND ISLAND,Nebraska 68801
<br /> Legal Description: A tract of land comprising all of Lot Four (4), lying West of and adjacent to the
<br /> westerly right of way line of Locust Street,Block Ninety Seven(97),RAILROAD ADDITION in the City of
<br /> Grand Island, Hall County, Nebraska, together with the vacated southerly Twelve (12.0) Feet of Division
<br /> Street(Ordinance No.3713)lying north of and adjacent to said Lot Four(4)
<br /> Together with all easements, appurtenances abutting streets and alleys, improvements, buildings, fixtures,
<br /> tenements,hereditaments, equipment,rents, income,profits and royalties,personal goods of whatever description
<br /> and all other rights and privileges including all minerals, oil, gas, water (whether groundwater, subterranean or
<br /> otherwise),water rights (whether riparian, appropriate or otherwise, and whether or not appurtenant to the above-
<br /> described real property), wells, well permits, ditches, ditch rights, reservoirs, reservoir rights, reservoir sites,
<br /> storage rights, dams and water stock that may now, or at any time in the future, be located on and/or used in
<br /> connection with the above-described real property, payment awards, amounts received from eminent domain,
<br /> amounts received from any and all insurance payments,and timber which may now or later be located,situated,or
<br /> affixed on and used in connection therewith(hereinafter called the"Property").
<br /> RELATED DOCUMENTS. The words "Related Documents" mean all promissory notes, security agreements,
<br /> prior mortgages, prior deeds of trust, business loan agreements, construction loan agreements, resolutions,
<br /> guaranties, environmental agreements, subordination agreements, assignments of leases and rents and any other
<br /> documents or agreements executed in connection with this Indebtedness and Security Instrument, whether now or ;
<br /> hereafter existing.The Related Documents are hereby made a part of this Security Instrument by reference thereto,
<br /> with the same force and effect as if fully set forth herein.
<br /> INDEBTEDNESS.This Security Instrument secures the principal amount shown above as may be evidenced by a
<br /> promissory note or notes of even, prior or subsequent date hereto, including future advances and every other
<br /> indebtedness of any and every kind now or hereafter owing from Hoos Insurance Agency, Inc. to Home
<br /> Federal Savings & Loan Association of Grand Island, howsoever created or arising, whether primary, '
<br /> secondary or contingent, together with any interest or charges provided in or arising out of such indebtedness, as
<br /> well as the agreements and covenants of this Security Instrument and all Related Documents (hereinafter all
<br /> referred to as the"Indebtedness").
<br /> FUTURE ADVANCES.To the extent permitted by law,this Security Instrument will secure future advances as if
<br /> such advances were made on the date of this Security Instrument regardless of the fact that from time to time there
<br /> may be no balance due under the note and regardless of whether Lender is obligated to make such future advances.
<br /> CROSS COLLATERALIZATION. It is the expressed intent of Grantor to cross collateralize all of its
<br /> Indebtedness and obligations to Lender, howsoever arising and whensoever incurred, except any obligation
<br /> existing or arising against the principal dwelling of any Grantor.
<br /> ©2004-2012 Compliance Systems,Inc.1E54-2026-2011L2.I0.551
<br /> Commercial Real Estate Security Instrument-DL4007 Page 1 of 5 www.compliancesystems.com
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