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W - itt <br />CD (A • <br />cr i <br />IV o <br />WHEN RECORDED, MAIL TO: <br />Exchange Bank <br />1204 Allen Drive, PO Box 5793 <br />Grand Island, NEBRASKA 68802 <br />NEBRASKA - Single Family - Fannie Mae/Freddle Mac UNIFORM INSTRUMENT with MERSFonn 3028 1/01 <br />IDS, Inc. <br />Page 1 of 13 <br />n <br />O -r <br />D r; Z N <br />Z O <br />W CO <br />-- n <br />—0 > i" 7 CD <br />r <br />- cn C!1 <br />U CO jC <br />r-; 01 (n N <br />cn <br />This instrument was prepared by: <br />Exchange Bank <br />1204 Allen Drive, PO Box 5793 <br />Grand Island, NEBRASKA 68802 <br />® 308 - 382 -2900 <br />m <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />r— M I N : 100846702011254486 <br />SIS Telephone #: (888 679-MERS <br />XI DEFINITIONS <br />C Words used in multiple sections of this document are defined below and other words are defined in Sections 3,11,13,18, <br />â–ª 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated September 13, 2013, together with all Riders to this <br />document. <br />(B) "Borrower" is J I Alcantar Lazaro and Yolanda Rico Garcia, husband and wife. Borrower is the trustor under this <br />Security Instrument. <br />(C) "Lender" is Exchange Bank, organized and existing under the laws of the United States of America. <br />Lender's address is 1204 Allen Drive, PO Box 5793, Grand Island, NEBRASKA 68802. <br />(D) "Trustee" is U.S. Bank National Association <br />Trustee's address is 111 SW Fifth Avenue, Portland, Multnomah County OREGON 97204. <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely <br />as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security <br />Borrower(s) Initials ,714 y R 4 <br />0 <br />0 <br />