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Return To: Wells Fargo Bank, N.A. <br />FINAL DOCUMENTS T7408 -01F <br />4101 Wiseman Blvd Bldg 108 <br />San Antonio, TX 78251 -4200 <br />Prepared By: RENAE SUNQUIST <br />4101 WISEMAN BLVD l 00 <br />BLDG 203, 1ST FLOOR <br />SAN ANTONIO, TX 78251 -0000 <br />c j► Deed of Trust <br />▪ Definitions. Words used in multiple sections of this document are defined below and other words are <br />C defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this <br />• document are also provided in Section 16. <br />H (A) "Security Instrument" means this document, which is dated September 9, 2013, together with all <br />Riders to this document. <br />(B) "Borrower" is JON T. URBINA and KAREN E. URBINA, husband and wife; as Joint Tenants. <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Wells Fargo Bank, N.A.. Lender is a corporation organized and existing under the <br />laws of United States of America. Lender's address is 101 North Phillips Avenue, Sioux Falls, SD <br />57104. Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is Wells Fargo Financial National Bank. <br />(E) "Note" means the promissory note signed by Borrower and dated September 9, 2013. The Note <br />states that Borrower owes Lender sixty three thousand seven hundred fifty and 00 /100 Dollars (U.S. <br />HCFG -00359 <br />NEBRASKA - Single Family- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 30281/01 <br />VMP® 03/13 <br />Wolters Kluwer Financial Services 201309094 .1.0.2547- J20130428Y Page 1 of 16 <br />11 <br />11 <br />11 <br />1 <br />1 <br />C) v> <br />C) -i <br />C D <br />Cr) Z --1 <br />Ul <br />N c1' <br />Cn <br />I <br />ni <br />