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<br /> , . �u.' ' TO(3E.''fHER W[T�1 all the img�v�emenss aow or hezeaRer�ected on th�property.und al!easemeats.aFPurt�n�.and �".u�:�
<br /> - `- � , fixtures aoa► or he r e a 8 e r a p a rt o f t h e p i o p e rt y�. Att i re placements and addiuoas shall aLso �e covend hy this Se�urity ,.
<br /> .LL `' W� ;���``� . I�st�ment.All of the fnregaing Is referred to in t6is Secarity Insunaiem as the°PropertY•". ,
<br /> � ��
<br /> . . ::.� . BOttR01NER COVENANTS that Buaaw�r is Iawfitlly seised of the.�te hereby�com�eyed aad has tbe right ca gant and� �- �-
<br />_ � � coavey the PnopenY aad that the Property is unencnmbeced,ex+oe�r for encumbiances of�ord. Bo�rpwer wam�+ats and will
<br /> ,, • .. . ast aal elaim4 a��e�aaads•subject to siry eacumbrano�of r�oord• �°-�'
<br /> ='� defeud generalty the ritie ro the YropertY aga� veaaats with tiumited ���.
<br /> ��' THIS SECtIRiTY INSTItUMEI+tT oumbines unifazm wvenents for aational nse and non-uaifarm ea . -
<br /> insnvment caverlag mat itroP�Y• �� .�_
<br /> -� _,_' � •
<br /> � �� varfatians 6y jnrisai�tion m const;cu-�e a u�ifatm sewsity �,�.
<br /> � UNri'ORM CUVFNANTS.Eoriower and Leuder cavenant and agree as follow�: p a when due the -`
<br /> . �a , Y. Yaytu�.oY Prluciipal ead gater�st:Fre�aY��t and I�te Cisarges. Bort+ower shall romptlY P Y �_._,;,;
<br /> S :: prit�cipal of an�interest on t�e debt evidenced by the Note an�any prePaYment and late ct�arges due under the Note. ��F s�
<br /> , , � :
<br /> l . 2.•Fand�for'�ases aitd Insarauce. Subje�w applicabie laa or to a arritteu waiver 6y t.ender. Boaower shali�ay to �-
<br /> °� � .���ti.-�'•r� .
<br /> . • >' �.; Lender an the day montNy payments are clue under 1he Note.unW the Note is paid in fuil,a sam E°Funds")for:(a)YearlY taxes �'.s��.
<br /> ' < � �.L: and assessments which may attain priaritY over this Security Instiument as a li�►on the Prnperty;(b)YeariY l�s�otd payments. ��;y;,
<br /> - °` �_s .{d)Y�Y A�insuTance preimuuas' �_�.. ,
<br /> .. . , r¢ or ground renis an the Properiy.tf eI1Y':{C)YCally 6823Id Ot p�O�EI[y in �ran r.�1�InS•
<br /> if any;and(�auY svaas PaYab2e by Borrovicer to Lendea,m accordance wttb ��4�;=�;.
<br /> . - - !.t- �. if any;(e}Year1Y�ortgage insuraace premisuas, � ums."the�e items are c�lted°Fscrow Items." ' �'�:_""
<br /> � •'<` i . � .the provisloas of paragrapI�$,in tieu of the paynieIIt of mortgage ins�tran P� �r._._=:
<br /> ' (�jI�y � �I . -:
<br /> - I�ender may. at any�rime.co8ecc anc�hold;Funds in.an amonnt not to exoeed the ma�nmum amomn a lender�for a federa1ty
<br /> related ma�e loan may�eqnire for Borrower's esemw aceoani nnder the fede�Real Fstate Seuleaneni Pcoe�ures Aet`of .�--__
<br /> � . 1974 as ameaded frora time to time. 12 LF-S.e.Se�tioa 260!et seq. ("RFSP�►"}.unless another law tbat applies to the Fuuds +� •
<br /> . � .:, . ` � : s�is a lesser amatmt.ff so. Lea�der may. at aay time,.collert arid hold Funds itt Sn�ount aot to e�cce2d the tesser amou�tt- �__°_µ
<br /> ,. ::. ..<. ��: '�,..; • �s�-�:
<br /> ,. ��:':��°.�-' L.�ttder maY estimate the amt�unt of Funds due,on�the basis of ciurent.data and ieasonabie est��of eapenditnres of�iiture . . —_--
<br />� . . '`�:-' � Esc�ow Items ar utheivvise in accordance witb appl�cabie taw. �_-._�
<br /> •,�., ;nstnune�tality. or entity
<br /> The Funds shall 6e hetd.in an institution whose degosits are insured bY_a federal agency.
<br /> • . x . � (ittcluding Lender.if Lertder is such an inst►tutian)or in aiiy Fedeial Home I.oaa Ban�c.Lender si�all apply tite Funds ta pay the
<br /> ;. �` Fscrow Items.L�nder may not charge Borrowes for hoidiag aad applying the Funds,annuaDy analYzing
<br /> the escro�►accuunt,or �--��,
<br /> , .y.�,�.:.•. � .
<br /> � verifjring the Escrow Itans.unless I.�ader�ays Bormwer intertsc on the Funds and appiicable law pemuts Lendei to make such �'�'
<br /> .. • `�.," ' a charge:However;Leader may,reqnire Borrower w pay a oae-time sha�ge for an'sndepend�nt real estate taa rePurting se�vlck, _ �t�'°
<br /> ., used bY Lender in.connection wlth tt}is loan, anless applicable taw provides otherwise. Unless an ag�m is made or �_M---
<br /> � Bomawer aay interest or'eamings on t�e Fuads. �:r'—="
<br /> ... ' • � ;•. . aPPlicabte Iaw requires interest to be paid,I.ender shalI not be required to pay e to Borrower.. --:-
<br /> • @orrowcr and l�ender may ag�e in writinS+however,that iatemst shall be paid aa tbe Funds.Ixnder shaU giv �---_.,
<br /> ' ' without chaTge.aa annual accouming of the Funds,showing credits and debits w the FiuidS and the pw�ose.far which eacis �--_-
<br /> . .� de6it to the Fuuds was made.The Fuads are pledged as additianal security f�r all sumg secured[ry this�Security Insuumen� • �,.,.:..:
<br /> ���' � �'•' � Itcable law,Lender sha]i account w Borrovrer �` ----`
<br /> ' If the Fitttds held by Lender e�ceed the amounu pe�rmitted to be held by app' -.
<br /> ' ' for the excess Funds in accor�nce wit1�the�equirements of appllcable law.If the amount of the F�mds heid by�IIder at any . . �
<br /> . � � . time is not sufficie�to pay the�scrow Items when due.�.�.�'z may so notify Botrower in writing.and.in such t�se Bomawei. _ _:
<br /> � ' � �� shall pay to Lender the amount necessary to raake up t�s c�c�e��'.Borrower shaU make up the deficiency in no moie�an � _
<br /> � � twelve monthiy payments,at Lender's sole discaetion. � -�::1�
<br /> �_.-_-
<br /> . �� ttpon payment in full of all sums secured by this Secariry Insuument, 1.endQr shall promptly refund to Bonower any �:_:;-_
<br /> . � . , Funds held by I.endes,If,under parag�aph 21.1.endei shall acguire or se11 the Property.Lender.prior to the aoquisition or sale =
<br /> • ' � of the Property,shall apply any Fnnds held by Lender ac t�e 6me of acquisidon or sale as a credit against the sums secured by . �__-_
<br /> :.:,: � this Security Instrument. , __
<br /> �.� :��i• : • 3.Applfca4�on oY�riyments.Unless aPPUcable law provides othenvise.all payments receivgd by i,eadei under paragaphs �_.�
<br /> Ar R
<br /> Y : � 1 and 2 sl�ll be applied:first,w any pregayanent charges due under the Note;second,to amounu payable under�patagraPh 2�
<br /> � .. .•;; third.to interest due;fourth:to principal due;and tast,to any late charges Que nnder the DIote. , �;._;..
<br /> - q.Chasgcs;I.�eas.Boaower shall pay all taxes,agsessments,c4�arges,fines and imposidons amibutable to the PropertY �. __..
<br /> '. , ahich may attain priority over this Securiry Instnunent.aad leasehold paymeats ar�round tents.if any. Bomower sha11 PaY•• �.__
<br /> . • r
<br /> � .:•;.•...'��'' � diese obligations in the manner provided in paragcaph 2.or if aot paid in that manner,Borrawer shall pay them on time•directly � ,
<br /> �` •. .. co t31e persan owgd payment.Borrower shall promptly fumish to Lender all notices of amounts to be paid under this paragraph. fr�`:.-:
<br /> If Borrower matces these�paymenis direCtly.Bonower ghal!pro�Dy furrush to Lender receipts evidencing the paymeats.
<br /> #F _
<br /> ' • Horrower shall promptly discharge any tien which has priority over this Security Ins�rument unless Honower:(a)agrees in �' .-.
<br />. � • . •�. . • wi3ting to che payment of the obligation secur e d by the tie�in a manner acceptable to Lender;(b)contests in good faith the liea
<br /> '�, . 'nst enforcement of the iien in, legal procced'mgs which in the Lender's opinion operate to prevent the _ ��,;
<br /> by,.or defends aga�.
<br /> ��. .'`'� � `� ' e�orcement of the lie�r or(c}secuses from the holder of the lien an agrcement satisfactory to Lender subotdinating the lien to
<br /> �� � � this Security Instrument. If Lender detem�ic�.zs that any part of the Property is subject to a lien which may atta�n priosity over �
<br />�,���� . � this Security Inswment,Lender may g��e Borrowec a notice identifying the lien.Borrower shall satisty the lien or take one ar -• �
<br /> �' � � � ' more of the actions set faith above within 10 days of the giving of notice. " "
<br /> �r..,
<br /> _t� . • � . � Ftcn 3628 9l90
<br /> . . Paae 2 of 8
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