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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />JONATHAN A CRUZ <br />TAELOR N CRUZ <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />0 Refer to the attached Signature Addendum for additional parties and signatures. <br />NMLS# 407650 0222066852 <br />NEBRASKA- Single Family- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT WITH MERS <br />VMP ® <br />Wolters Kluwer Financial Services <br />2001307 94 <br />100796002220668521 <br />Form 3028 1/01 <br />VMP6A(NE) (1302) <br />Page 16 of 17 <br />