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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />1111/6-d Scott A And <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />2200407184 <br />NEBRASKA- Slnple Famlly- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />VMP <br />WoRers Kluwer Finandal Services <br />D V8NE <br />Form 3028 1/01 <br />VMP6(NE) (1302) <br />Pape 18 of 17 <br />