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IN WITNESS HER f�� undersigned has caused this Substitution of Trustee and Deed of Reconveyance to <br />be executed on W3/ <br />Z/3 <br />ELECTRONIC <br />REGISTRATION SYSTEMS, IN <br />AS NOMINEE FOR FINANCI <br />ACQUISITION LLC A DEL <br />CORPORA ION, ITS SU <br />ASSI <br />Witness my hand and official seal. <br />N Public: Yolanda Chap an <br />N <br />C ommission Expires: 10/31/2017 <br />ONEWEST BANK FSB <br />( "MERS "), <br />FREEDOM <br />ARE <br />ESSORS OR <br />By: By: <br />Kenneth E. Jancar , Vice President Darcy Peters, Vice i. esident <br />State <br />of MI, Coun y of KALAMAZOO <br />! <br />On ! 3 /(X01 s , before me, Yolanda Chapman, a Notary Public, personally appeared Kenneth E. <br />Jancarz, Vice President of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. ( "MERS "), AS <br />NOMINEE FOR FINANCIAL FREEDOM ACQUISITION LLC A DELAWARE CORPORATION, ITS <br />SUCCESSORS OR ASSIGNS and Darcy Peters, Vice President of ONEWEST BANK FSB personally known to <br />me, or proved to me on the basis of satisfactory evidence, to be the person(s) whose name(s) is /are subscribed to <br />the within document and acknowledged to me that he /she /they executed the same in his/her /their authorized <br />capacity(ies), and that by his/her /their signature(s) on the document the person(s) or the entity upon behalf of <br />which the person(s) acted, executed the instrument. <br />YOLANDA CHAPMAN <br />Notary Public - Michigan <br />Van Buren County <br />My Commission Expires Oct 31, 2017 <br />Acting in the County of _" I�M...«i <br />0 <br />201307447 <br />