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201307443 CASE #: NE3213270402703 DOC ID #: ********382108013 ("Borrower"). The trustee is LANDAMERICA TRANSNATION TITLE 2019 WALTON ROAD, ST LOUIS, MO, NE 63114 ("Trustee").The beneficiary is Mortgage Electronic Registration Systems,Inc. ("MERS"), (solely as nominee for Lender, as hereinafter defined, and Lender's successors and assigns).MERS is organized and existing under the laws of Delaware, and has an address and telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. BANK OF AMERICA, N.A. , ("Lender") is organized and existing under the laws of THE UNITED STATES , and has an address of 101 South Tryon Street, Charlotte, NC 28255 . Borrower owes Lender the principal sum of SEVENTY FIVE THOUSAND FIVE HUNDRED NINETY THREE and 00/100 Dollars (U.S. $ 75,593.00 ). This debt is evidenced by Borrower's note dated the same date as this Security Instrument ("Note"), which provides for monthly payments, with the full debt, if not paid earlier, due and payable on OCTOBER 01, 2033 . This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note,with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other sums,with interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose,Borrower irrevocably grants and conveys to the Trustee,in trust,with power of sale, the following described property located in HALL County, Nebraska: Lot Twenty-Two (22) , Block Four (4) , in Ashton Place, an Addition to the City of Grand Island, Hall County, Nebraska. Assessors??s Parcel No: 400010526 Parcel ID Number: 400010526 which has the address of 2210 WEST CHARLES STREET, GRAND ISLAND , [Street,City] Nebraska 68803 ("Property Address"); [Zip Code] MERS FHA Deed of Trust-NE 1004M-NE(08/13) Page 2 of 10