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<br /> Instrument. lRS is organized and existing under the laws of Delaware, and has an address and telephone
<br /> number of P.O.Box 2026,Flint,ME 48501-2026,tel.(8 88)679-HERS.
<br /> ( "Note"means the promissory note signed by Borrower and dated August 30,2013. The Note states that
<br /> Borrower owes Lender Seventy One Thousand Three Hundred and OO11OtJths Do ars (US. $71,300.00)plus
<br /> interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later
<br /> than October 1,2038.
<br /> (G) "Property" means the property that is described below under the heading "Transfer of Rights in the
<br /> Property."
<br /> (H) "Loan"means the debt evidenced by the Note,plus interest,any prepayment charges and late charges due
<br /> under the Note,and all sums due under this Security Instrument,plus interest.
<br /> (I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following
<br /> Riders are to be executed by Borrower[check box as applicable]:
<br /> ❑
<br /> Adjustable Rate Rider ❑ Condominium Rider Second Home Rider
<br /> ❑ Balloon Rider ❑ Planned Unit Development Rider Q Biweekly Payment Rider
<br /> Q
<br /> 1-4 Family Rider Q Revocable Trust Rider
<br /> ❑
<br /> Other(s) [specify]
<br /> "Applicable Law"means all controlling applicable federal,state and local statutes,regulations,ordinances
<br /> and administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable
<br /> judicial opinions.
<br /> (K) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other
<br /> charges that are imposed on Borrower or the Property by a condominium association, homeowners association or
<br /> similar organization.
<br /> (L) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check,
<br /> draft,or similar paper instrument,which is initiated through an electronic terminal,telephonic instrument,computer,
<br /> or magnetic tape so as to order,instruct,or authorize a financial institution to debit or credit an account. Such term
<br /> includes, but is not limited to, point-of-sale transfers, automated teller machine transactions, transfers initiated by
<br /> telephone,wire transfers,and automated clearinghouse transfers.
<br /> (M) "Escrow Items"means those items that are described in Section 3.
<br /> (N) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by
<br /> any third party(other than insurance proceeds paid under the coverages described in Section 5) for: (0 damage to,
<br /> or destruction of,the Property; (ii)condemnation or other taking of all or any part of the Property; (iii)conveyance
<br /> in lieu of condemnation;or(iv)misrepresentations of,or omissions as to,the value and/or condition of the Property.
<br /> (0) "Mortgage Insurance"means insurance protecting Lender against the nonpayment of, or default on, the
<br /> Loan.
<br /> (P) "Periodic Payment" means the regularly scheduled amount due for 0 principal and interest under the
<br /> Note,plus(ii)any amounts under Section 3 of this Security Instrument,
<br /> Nebraska Deed of Trusty--dingle Family-Fannie Mae/Freddie Mac Uniform Instrument Form 3028 1101
<br /> NIERS Modified
<br /> The Compliance Source,Inc. Page 2 of14 Modified by Compliance Source 14301NE 08/00 Rev.12/12
<br /> www.compliancesource.com ©200 2012,The Compliance Source,Inc.
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