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N <br />OJ <br />After Recording Return To: <br />MUTUAL OF OMAHA BANK <br />P.O. BOX 80609 <br />LINCOLN, NEBRASKA 68501 <br />DEFINITIONS <br />1 <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is MUTUAL OF OMAHA BANK <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is Mutual of Omaha Bank <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />NEBRASKA -- Single Family—Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 Page 1 of 14 <br />Cr) <br />r T; <br />V <br />CA) <br />N (j) <br />cn <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated SEPTEMBER 6 , 2013 , together <br />with all Riders to this document. <br />(B) 'Borrower" is Kip C Hovie and Heather L Hovie, HUSBAND AND WIFE <br />Lender is a FEDERAL SAVINGS BANK organized <br />and existing under the laws of THE UNITED STATES OF AMERICA <br />Lender's address is P.O. BOX 80609, LINCOLN, NEBRASKA 68501 <br />(E) "Note" means the promissory note signed by Borrower and dated SEPTEMBER 6 , 2013 <br />The Note states that Borrower owes Lender ONE HUNDRED SIXTY -EIGHT THOUSAND AND <br />00 /100 Dollars (U.S. $ 168, 000.00 ) <br />DocMag /e egbiliaN <br />www.docmagic.com <br />CD <br />