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<br /> THIS INSTRUMENT PREPARED BY: AFTER RECORDING RETURN TO:
<br /> Home Federal Savings&Loan Association of Home Federal Savings&Loan Association of
<br /> Grand Island Grand Island
<br /> 221 South Locust Street 221 South Locust Street
<br /> GRAND ISLAND,NE 68801 GRAND ISLAND,NE 68801
<br /> (Space Above This Line For Recording Data)
<br /> DEED OF TRUST
<br /> THIS DEED OF TRUST ("Security Instrument") is made on August 31, 2013. The grantor is GLENDA J
<br /> LEININGER, A SINGLE PERSON, whose address is 102 SOUTH STREET, Doniphan, Nebraska 68832-
<br /> 0008 ("Borrower"). Borrower is not necessarily the same as the Person or Persons who sign the Note. The
<br /> obligations of Borrowers who did not sign the Note are explained further in the section titled Successors and
<br /> Assigns Bound; Joint and Several Liability; Accommodation Signers. The trustee is Arend R. Snack,
<br /> Attorney whose address is P.O. Box 790, Grand Island,Nebraska 68802 ("Trustee"). The beneficiary is Home
<br /> Federal Savings & Loan Association of Grand Island, which is organized and existing under the laws of the
<br /> United States of America and whose address is 221 South Locust Street, Grand Island, Nebraska 68801
<br /> ("Lender"). GLENDA J LEININGER owes Lender the principal sum of Twenty-one Thousand One
<br /> Hundred Ten and 00/100 Dollars (U.S. $21,110.00), which is evidenced by the note, consumer loan agreement,
<br /> or similar writing dated the same date as this Security Instrument (the "Note"), which provides for periodic
<br /> payments ("Periodic Payments"), with the full debt, if not paid earlier, due on August 20, 2018. This Security
<br /> Instrument secures to Lender: (a)the repayment of the debt evidenced by the Note, with interest,and all renewals,
<br /> extensions and modifications of the Note; (b)the payment of all other sums,with interest, advanced to protect the
<br /> security of this Security Instrument under the provisions of the section titled Protection of Lender's Rights in the
<br /> Property;and(c)the performance of Borrower's covenants and agreements under this Security Instrument and the
<br /> Note. For this purpose, Borrower, in consideration of the debt and the trust herein created, irrevocably grants and
<br /> conveys to Trustee, in trust, with power of sale, the following described property located in the COUNTY of
<br /> HALL, State of Nebraska:
<br /> Address: 102 SOUTH STREET,Doniphan,Nebraska 68832-0008
<br /> Legal Description:SEE "EXHIBIT A"ATTACHED
<br /> TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements,
<br /> appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br /> covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the
<br /> "Property."
<br /> BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to
<br /> grant and convey the Property and that the Property is unencumbered, except for encumbrances of record.
<br /> Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to
<br /> any encumbrances of record.
<br /> Borrower and Lender covenant and agree as follows:
<br /> Payment of Principal and Interest; Prepayment and Late Charges.Borrower shall promptly pay when due the
<br /> principal of and interest on the debt evidenced by the Note and any prepayment and late charges due under the
<br /> Note.
<br /> Applicable Law. As used in this Security Instrument, the term "Applicable Law" shall mean all controlling
<br /> applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have
<br /> the effect of law)as well as all applicable final,non-appealable judicial opinions.
<br /> Application of Payments. Unless Applicable Law provides otherwise, all payments received by Lender shall be
<br /> applied: first, to any prepayment charges due under the Note; second, to interest due; third, to principal due; and
<br /> last,to any late charges due under the Note.
<br /> Charges; Liens. Borrower shall pay all taxes, assessments, charges, fines and impositions attributable to the
<br /> Property which may attain priority over this Security Instrument, and leasehold payments or ground rents, if any.
<br /> ®2004-2012 Compliance Systems,Inc CECA-E703-2011L2 10.600
<br /> Consumer Real Estate-Security Instrument DL2036 Page 1 of 5 www.complianeesystems coin
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