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rn N Op- <br /> M <br /> o cD <br /> n=1 CO zm N m <br /> wo Ojo Cn O O <br /> oVi c) O -n W CD/� <br /> Tj m -0) CC' 0 <br /> m0 0 r> OW <br /> co 0 03 <br /> }' <br /> o m <br /> CD 10 <br /> co <br /> co <br /> W <br /> O <br /> THIS INSTRUMENT PREPARED BY: AFTER RECORDING RETURN TO: <br /> Home Federal Savings&Loan Association of Home Federal Savings&Loan Association of <br /> Grand Island Grand Island <br /> 221 South Locust Street 221 South Locust Street <br /> GRAND ISLAND,NE 68801 GRAND ISLAND,NE 68801 <br /> (Space Above This Line For Recording Data) <br /> DEED OF TRUST <br /> THIS DEED OF TRUST ("Security Instrument") is made on August 31, 2013. The grantor is GLENDA J <br /> LEININGER, A SINGLE PERSON, whose address is 102 SOUTH STREET, Doniphan, Nebraska 68832- <br /> 0008 ("Borrower"). Borrower is not necessarily the same as the Person or Persons who sign the Note. The <br /> obligations of Borrowers who did not sign the Note are explained further in the section titled Successors and <br /> Assigns Bound; Joint and Several Liability; Accommodation Signers. The trustee is Arend R. Snack, <br /> Attorney whose address is P.O. Box 790, Grand Island,Nebraska 68802 ("Trustee"). The beneficiary is Home <br /> Federal Savings & Loan Association of Grand Island, which is organized and existing under the laws of the <br /> United States of America and whose address is 221 South Locust Street, Grand Island, Nebraska 68801 <br /> ("Lender"). GLENDA J LEININGER owes Lender the principal sum of Twenty-one Thousand One <br /> Hundred Ten and 00/100 Dollars (U.S. $21,110.00), which is evidenced by the note, consumer loan agreement, <br /> or similar writing dated the same date as this Security Instrument (the "Note"), which provides for periodic <br /> payments ("Periodic Payments"), with the full debt, if not paid earlier, due on August 20, 2018. This Security <br /> Instrument secures to Lender: (a)the repayment of the debt evidenced by the Note, with interest,and all renewals, <br /> extensions and modifications of the Note; (b)the payment of all other sums,with interest, advanced to protect the <br /> security of this Security Instrument under the provisions of the section titled Protection of Lender's Rights in the <br /> Property;and(c)the performance of Borrower's covenants and agreements under this Security Instrument and the <br /> Note. For this purpose, Borrower, in consideration of the debt and the trust herein created, irrevocably grants and <br /> conveys to Trustee, in trust, with power of sale, the following described property located in the COUNTY of <br /> HALL, State of Nebraska: <br /> Address: 102 SOUTH STREET,Doniphan,Nebraska 68832-0008 <br /> Legal Description:SEE "EXHIBIT A"ATTACHED <br /> TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, <br /> appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be <br /> covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the <br /> "Property." <br /> BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to <br /> grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. <br /> Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to <br /> any encumbrances of record. <br /> Borrower and Lender covenant and agree as follows: <br /> Payment of Principal and Interest; Prepayment and Late Charges.Borrower shall promptly pay when due the <br /> principal of and interest on the debt evidenced by the Note and any prepayment and late charges due under the <br /> Note. <br /> Applicable Law. As used in this Security Instrument, the term "Applicable Law" shall mean all controlling <br /> applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have <br /> the effect of law)as well as all applicable final,non-appealable judicial opinions. <br /> Application of Payments. Unless Applicable Law provides otherwise, all payments received by Lender shall be <br /> applied: first, to any prepayment charges due under the Note; second, to interest due; third, to principal due; and <br /> last,to any late charges due under the Note. <br /> Charges; Liens. Borrower shall pay all taxes, assessments, charges, fines and impositions attributable to the <br /> Property which may attain priority over this Security Instrument, and leasehold payments or ground rents, if any. <br /> ®2004-2012 Compliance Systems,Inc CECA-E703-2011L2 10.600 <br /> Consumer Real Estate-Security Instrument DL2036 Page 1 of 5 www.complianeesystems coin <br />