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201307283 <br /> BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br /> Instrument and in any Rider executed by Borrower and recorded with it. <br /> (Seal) <br /> RICHARD K DAVIS -Borrower <br /> 10,2/1 / (Seal) <br /> N LDA`VIS < Borrower <br /> (Seal) <br /> -Borrower <br /> (Seal) <br /> -Borrower <br /> Refer to the attached Signature Addendum for additional parties and signatures. <br /> 24005058 <br /> NEBRASKA-Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1101 <br /> VMP O V P8(NE)(1105) <br /> Wolters Kluwer Financial Services Page 8 of 17 <br />