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<br />After recoirdIng return to:
<br />Exchange Bank
<br />1204 Allen Dr., PO Box 5793
<br />Grand Island, NE 68802
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<br />WITNESSETH:
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<br />FIRST AMENDMENT TO DEED OF TRUST
<br />This First Amendment to Deed of Trust (hereinafter referred to sometimes as
<br />"Amendment ") made and entered into effective as of this 22 day of July, 2013, from Brett M.
<br />Darrough and Becky M. Darrough a/k/a Rebecca M. Darrough, husband and wife, as joint
<br />tenants (hereinafter referred to as "Trustor "); Exchange Bank, (hereinafter referred to as
<br />"Trustee "), whose address is 1204 Allen Dr., PO Box 5793, Grand Island, NEBRASKA 68802;
<br />and Exchange Bank, (hereinafter referred to as "Beneficiary"), whose address is 1204 Allen Dr.,
<br />PO Box 5793, Grand Island, NEBRASKA 68802.
<br />Recitals:
<br />WHEREAS, Trustor has granted to Trustee, in trust, for the benefit of
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<br />—a Beneficiary, that certain Deed of Trust dated April 17, 2012, and recorded in the official records
<br />of the Register of Deeds of Hall County, Nebraska, on April 18, 2012, as Instrument
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<br />#201203008 (the "Original Deed of Trust ") and covering the following described real estate, to-
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<br />Lot Seven (7), in Block (5) in Gilbert's Addition to the City of Grand Island, Hall
<br />County, Nebraska
<br />WHEREAS, Trustor and Beneficiary wish to amend the Original Deed of Trust to
<br />reflect that the amount due under the Promissory Note or Credit Agreement secured by said
<br />Original Deed of Trust dated April 17, 2012, shall be decreased to $90,000.00.
<br />WHEREAS, the Original Deed of Trust, as amended hereby, is a legal, valid and
<br />binding obligation of the Trustor, enforceable against the Trustor in accordance with its terms,
<br />except as enforceability may be limited by bankruptcy, insolvency or other similar laws of
<br />general application affecting the enforcement of creditors' rights or by general principles of
<br />equity limiting the availability of equitable remedies; and
<br />WHEREAS, the representation and warranties set forth in the Original Deed of
<br />Trust are true and correct with the same effect as if such representations and warranties had been
<br />made on the date hereof. In addition, the Trustor has complied with and is in compliance with all
<br />of the covenants set forth in the Original Deed of Trust; and
<br />WHEREAS, as of the date hereof, no default or Event of Default under the
<br />Original Deed of Trust, as amended hereby, or event or condition which, with the giving of
<br />notice or the passage of time, or both, would constitute such a default or event of default has
<br />occurred or is continuing; and
<br />WHEREAS, Trustee is executing this Amendment to signify it's consent, if any
<br />be required, for the effectiveness of this Amendment.
<br />NOW, THEREFORE, for and in consideration of the premises, the sum of $10.00
<br />and other good and valuable consideration, the receipt and sufficiency of which is hereby
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