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<br /> �'" a::� M��3qQ��� , `�.—_
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<br /> . and all easements.appuicenances. ,�r
<br /> �� , TOti�WITH aU t�e imp=oveas�ents now ar hereafter erected on the pmperty, . r
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<br /> � � �:,'„ and fixwres aow ar tnemafter a part of the'progert�r. AU replacemcrots and additlofis shall also 3se wveced by this Security . `� .�
<br /> - _ �- Inshumen� All of the fonegoing ia cefer�ed to in this Sec�ritY insuument as the"Property." �.s : : �:.
<br /> ,.1� � ..�.f BORROWFdt COVENAtVTS that Borrower is 1awAilly seised of the estate flereby conveyed and i�as the rigtit to grant , � ..;
<br /> � and canvey tiie Pmperty aud that the Pro rty is unencamh=red.exoept for encumbisuces of record. Borrower warraats and .' r �F
<br /> '_ — wiU defend geae�atiyi thedtIe ta�he Fmg��ty against all elai.ms aad demands.sublect w aay eucumbrances of recard. ..=� .� 4�: .
<br /> � . , THIS SECURiTY INSTRUN�PPF combines tmifmTn covenauts for national use and�noa-uniform coveaants with �4.: • -
<br />_ � ` Gmited variatioas by jurisdiction tn cons6t�te a nniform security insuument coverin8�P�P�Y• ' -- � ---
<br /> � - . lJNIFORM CQVFNANTS.Borrnwer aad L,ender covenaut aztd agee as follows: �-. � - -
<br /> -• -:� . L p t�y m e u t t s f P r i a d p a 2 a a d E a t e r e�t;P r e P a y m Q nt aad Lat�Chatges. Bormwer shall PmmgtiY PaY wheu due thg .., } '�,i -
<br /> °:-``' --- P r i n c i T s a l af aad in�on the debt evzdenced by the Note and anY PreDaY�nt and late cha:ges due under the Note. ; � : ;
<br /> ci sal
<br /> W Z, Ft�nds for�Iases and Insorano� Subject ta applicable law or w a writtea waiver b y L e n d e r,B o r m w e r s l r a t i p a y to ;� -
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<br /> � . •' Leader on the day monihlY PaYII►e�rts ace due aader the Note.unt�the Nots is paid ia full.a sum t°Funds")far.(a?Y�Y —__
<br /> � .• Inst�ument as a lien aB tbe Property:(b)YearlY kaseho2d ��'t ��
<br /> , • ; taxes and assessmenLS which may auain priority over this Security ��� mivaos: (d) YearIy flood `� �
<br /> , � ,.^'�. payments os gnauad m�s on the Property. if any: (c)Year1Y b� or pmpertY Pt'e '_ , --
<br /> -":, . . ,�. S � e estrly mo e instuance ptemiums. if any: and (�anY su�ns PaYabte by Horrower to
<br />- ,:.:, insuiauce pieminms, anY+ ( )Y �S ,� :;. �� --
<br /> ° � � Leader,in ascordance witb the Pmvisions of pa�gc-aph S. in lieu of the payment of mortgage insuisuce premiums. These 4 _
<br /> • items a�called"Escrow Items: Leadcr may,at aay time,collect and hold�nds in an amaunt not to exce�the maximum -k`.
<br /> � ':z',.'..,.� amoufft a tender for a federally nlate3 mortgage loan may reguue for Botrow�r's escrow accaunt ander the federal Real ' `«;_'•`_
<br /> Estate Seatement Proceduaes A,ct of t974 as aa�ended fmm time to time.12 U.S.C.$2601 et seq.("RFSPA).�nless anotI�r --r.
<br /> - -'.4y.': �'�'dPC� .
<br /> _ :•r. 1aw thai applies to the Mnds seis a Ie�ser amoan� if so.Lender may,at aay time.wllect and hold�ads in an amount aot to
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<br /> e; ,�,.� exceed the lesser amount Lender may estimate tbe araount of Rmds due on the basis uf cuar�t data and reasonable � l �� _
<br /> � £r:''•,• estimates of eape.ndituns of futuce Fscmw Items or otherarise ia accordaace with applicable law. . _ --
<br /> � The Punds shall be he2d in an in�titntion whose deposits are insured by a federal agency.instrumentality.or entity `.
<br /> ` ' (including Lender,if Lender is such an institation)oz in aay Fedeial Home Loan Hank Lender sHall apply tHe Funds to pay :' —
<br /> the Fscrow Items. Leader may aot charge Borrower for holding and aPPIl+�S tiie Fands,annuaUy analyzing the esaow _�_ ,�--
<br /> acconut,or vetifying the Escraw Item� unles9 I.ender pays Bormwer intcrest on the Punds and applicable law pemdts [ __ �_-_
<br /> ' :�Y Lender to malae sucTa a cbatg�. However.Lender may reyuire Sorrower to pay a one-time charge for aa ind¢pendens�eal � :� --
<br /> i� �: " ` estate tax repordng seNice used by Lender ia connection with this lo2n,unless applicab2e law provIdes othetwise. lJnless an
<br /> .� ' agreeraent is made or applica6le law requires inte�si m be psdd,Lender shall nnt be teyuimd to pay Barmwer any intemst or ` `';`�T _--_
<br /> , •,'� eamings on the Fuads.Sorrower aad Leader may agneE in writing,however,that iat�mst shall be paid on the Punds. Leadet .,:,�
<br /> ' shaU�e to Bomnwer,withont charge,an annual a�cco�►�n8 of the Funds.showiug credits and debits w the Fonds and the ����,,:�
<br /> `#r:.°� PmPos¢far which each debit to the Funds was made. The Plmds are gledged as addidonal secwnry for all sums securea by _ � -
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<br /> . '; • this Security InsUvment. °� a=
<br /> `�,c „� . If the Fiuids held by Lender eace.ed the amonuts pertnitted w be hetd by applicabte law.Lender shaU account to : ., --
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<br /> Borrowet for the excess Funds in accoidance with the reqnirements of applicable law. If tfie amount of the Fuads held by ` ,,�
<br />'- r.�:� ' Lender at any time is not s�cient to Qay the Escrow Items when dne.LeNter maY so notify Borrower in wridng,and,in , •- .=
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<br />- , �.. ' such case Borrower shall pay to Lender the amount necessary to make np the deficIencyr. Sorrower sht�U make up ttte ;-,„r�.�..:.... ,�a
<br /> . deficiency in no more than cwelve mont6l�+payments.at Lender's sole discre6on. � --� ,_„�Y3,.�
<br /> � Upon payment in full of all suma secured by this Security Iastn�ment,1-ender shall promptly cefimd w Borrower any �. _
<br /> � ' Fnnds held by Lertdaar. If,�rada paragraph 21.Leader shall acquire or seU the Froperty.Lender.prior to the acquisition or _T_ . --
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<br /> •� `� sale of the Property.s6aU apply any Ponds held by Lender at the time of acquisition or sale as a c,redit against the sums ,__
<br /> � � secared by this Securiry Instrumen� . .�.,;�W~ -
<br /> �. ..:. �. 3 Appllca�on aY Paqmen4s. llnless applicable law provides atherwise, all payments received by Lendes under � .,4� . ,..
<br /> _ . parngraphs 1 and 2 shall be applied: first,to any prepayment charges due under the Note;second,to amouats payable under „�N _, _
<br /> r � paragraph 2:�hird.to interest due;founh,to principal due:and last.w any late charges dae tutder the Note. _
<br /> � . � �� 4. ��yg�; �eny, garrower sha�� pay ali taxes,assessments.charges, fines and imposiUions attributable to the �
<br /> . ��. , ... - Property which may z�n prioriry over this Secauisy Instivment,and lease�d'3 paymenu or ground rents,if aay. Borrower �...� �_:�___
<br /> • � shaU pay these obligations in the manner provided in patagcaph 2,or if not pz:ot in that manner,Borrower shall pay them on — � �Y' +_
<br /> •�'�'. .• ' dme cd'uecdy to the person owed paymen� Borrower shall promptly famish to I.ender all nodces of amounts to be paid uader ....._N,,�.j� __
<br /> -., �. . this paragaph. If Horrower makes t6ese payments directly.Borrower si�all promptly fumish to Lender receipts evidencin� ; -....r.;-„
<br /> .� r,.�s#r��.
<br /> . � the payments. `.�"`'"�,',��'`,•%
<br /> � .. Bo�rower shall promptly discharge any lien which has priority over this Sp..curity Iastrument unless Borrower.(a)agrees .
<br /> ' � in writing to the pa.yment of the obtigauon secured hy the lien in a msuiner acceptable to Lender,@)contests in good faith the
<br /> �, lien by,or defends against enforcement of the tiea in,legal pcoceedings wlnch in the Lender's opinion operata to�revent the
<br /> ' ' ' enforcemenc of the lieu;or(c)secures from the holder of the liea an ageement satisfactory to Lender subordinattng the lien
<br /> �'� to tl�is Securicy Inst�vment If Lender detem�ines that any part of the Property is subject to a lien which may attain grc.zty °: '
<br /> . .,�:.� .
<br /> over this Securiry Insnument.Lender may give Boaower a no6ce identifyin�the lien. Boaowet shall satisfy the lien or ta3ce � s�::�;;�,:�
<br /> . nm �` .
<br /> � � one or more of the aqions set forth above within 10 days of tne giving of ac�ce. . . ..� _;
<br />'-%::i. � S. HazarB ma Property Insuraace. Boaower shall keep the improcements n�w existing or hereafter erecced on die • ,.,.. .i;:-.:mh=-
<br /> ' � Property insured against loss by fire.Uazards included within the term"extended coverage"and any other hazards,including .
<br /> ' � floods or ftooding. for which Lendet requires insumnce. 'I1�is insurance shall be maintained in the aaaounts and for the ,
<br /> . � Eorm3d?8 9/9� fPage2oJbpagesl ' , �
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