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201307225 <br /> BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br /> Instrument and in any Rider executed by Borrower and recorded with it. <br /> Cam/ (Seal) <br /> LAURENCE J.WIC"' torrower <br /> ,A3 (Seal) <br /> DEBRA A.WICHT borrower <br /> (Sign Original Only) <br /> El Refer to the attached Signature Addendum for additional parties and signatures. <br /> 0011 237 48 541 Citibank 3.2.72.04 V3 <br /> NEBRASKA-Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT WITH MERS Form 3028 1/01 <br /> VMP® VMP6A(NE)(1302).00 <br /> Wolters Kluwer Financial Services Page 16 of 17 <br />