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<br /> THIS INSTRUMENT PREPARED BY: AFTER RECORDING RETURN TO:
<br /> Home Federal Savings&Loan Association of Home Federal Savings&Loan Association of
<br /> Grand Island Grand Island
<br /> 221 South Locust Street 221 South Locust Street
<br /> GRAND ISLAND,NE 68801 GRAND ISLAND,NE 68801
<br /> (Space Above This Line For Recording Data)
<br /> NMLS COMPANY IDENTIFIER:446443
<br /> DEED OF TRUST
<br /> THIS DEED OF TRUST ("Security Instrument") is made on August 26, 2013. The grantor is ALAN L
<br /> PETERSON, also known as ALAN LEROY PETERSON. A SINGLE PERSON, whose address is 2926
<br /> CIRCLE DR,GRAND ISLAND,Nebraska 68801-6857("Borrower").Borrower is not necessarily the same as
<br /> the Person or Persons who sign the Note.The obligations of Borrowers who did not sign the Note are explained
<br /> further in the section titled Successors and Assigns Bound; Joint and Several Liability; Accommodation
<br /> Signers. The trustee is Arend R. Baack, Attorney whose address is P.O. Box 790, Grand Island. Nebraska
<br /> 68802("Trustee").The beneficiary is Home Federal Savings& Loan Association of Grand Island,which is
<br /> organized and existing under the laws of the United States of America and whose address is 221 South Locust
<br /> Street, Grand Island,Nebraska 68801 ("Lender"). ALAN L PETERSON owes Lender the principal sum of
<br /> Thirty-six Thousand One Hundred Twenty and 00/100 Dollars(U.S.$36,120.00),which is evidenced by the
<br /> note, consumer loan agreement, or similar writing dated the same date as this Security Instrument(the "Note"),
<br /> which provides for periodic payments ("Periodic Payments"), with the full debt, if not paid earlier, due on
<br /> August 23,2020.This Security Instrument secures to Lender:(a)the repayment of the debt evidenced by the Note,
<br /> with interest,and all renewals,extensions and modifications of the Note;(b)the payment of all other sums,with
<br /> interest, advanced to protect the security of this Security Instrument under the provisions of the section titled
<br /> Protection of Lender's Rights in the Property;and(c)the performance of Borrower's covenants and agreements
<br /> under this Security Instrument and the Note.For this purpose,Borrower,in consideration of the debt and the trust
<br /> herein created, irrevocably grants and conveys to Trustee, in trust, with power of sale,the following described
<br /> property located in the COUNTY of HALL,State of Nebraska:
<br /> Address:2926 CIRCLE DR,GRAND ISLAND,Nebraska 68801-6857
<br /> Legal Description: LOT NINE (9), BLOCK THREE (3), IN STEWART PLACE SUBDIVISION, IN
<br /> THE CITY OF GRAND ISLAND,HALL COUNTY,NEBRASKA.
<br /> TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements,
<br /> appurtenances, and fixtures now or hereafter a part of the property.All replacements and additions shall also be
<br /> covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the
<br /> "Property."
<br /> BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to
<br /> grant and convey the Property and that the Property is unencumbered, except for encumbrances of record.
<br /> Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to
<br /> any encumbrances of record.
<br /> Secured Indebtedness. The debt evidenced by the Note and which is secured by this Security Instrument is
<br /> subject to the provisions of 12 CFR 226.32.Borrower acknowledges that Borrower has received the disclosures
<br /> prescribed by 12 CFR 226.32 at least three business days prior to the execution of the Note and this Security
<br /> Instrument,or as otherwise required by 12 CFR 226.31.Borrower and Lender further acknowledge and agree that
<br /> this Security Instrument will secure additional debt subject to 12 CFR 226.32 only if Lender satisfies the necessary
<br /> requirements imposed on such debt imposed by 12 CFR 226.32 and Applicable Law.
<br /> Borrower and Lender covenant and agree as follows:
<br /> Payment of Principal and Interest;Prepayment and Late Charges.Borrower shall promptly pay when due the
<br /> principal of and interest on the debt evidenced by the Note and any prepayment and late charges due under the
<br /> Note.
<br /> ©2004-2012 Cnmpl.ance Systems Inc CECA-6046-.2011 L2 10 600
<br /> Consumer Real Estate-Sesuuny I,Oeeeent 131 2016 Page 1 of5 www cumphrncesy,ten.s coin
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