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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />k e44'\A" (Seal) <br />Richard L Johnso - Borrower <br />4 12, 711' 9d9-k-k-a-ery (Seal) <br />Leila M Johnson - Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />Refer to the attached Signature Addendum for additional parties and signatures. <br />NEBRASKA - Single Family- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />VMP <br />Wolters Kluwer Financial Services <br />201307167 <br />24005025 <br />Form 3028 1 /01 <br />VM P8(NE) (1105 ) <br />Page 16 of 17 <br />