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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />(Seal) <br />DOUGLAS W WITT - Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />NEBRASKA - Single Family- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />VMPC <br />Wolters Kluwer Financial Services <br />2200407318 <br />x;01307164 <br />D VINE <br />Form 3028 1/01 <br />VMPB(NE) (1302) <br />Page 18 of 17 <br />