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<br /> . .. . � . TO(iE1 HER WPf H all the i rovements now or ftereafter etected oa the property.and alt��s.appuitenances. ,
<br /> :.f,�._. i°P
<br /> . °a.� ,', fixtures aow or he�aRer a part of the progerty. A11 rep2aoements and additioas shal! also 6e cove�f by tfus 5e�auiry
<br /> � ' t•,�e...,�+wu !�1 ef�hw�reoiiing is re,ferred to in this 5ecuritY Insuatnent as the°,Pmpertyr." � �'-
<br /> ' �,` ° " . BORROWER COVENANTS that Bonvwer is lawfulty seisod of thc estate hese�SY�$veyed an�t�as ii►e�righc co gr'a�� ;,�,:__=
<br /> `;�. - - ooavey t1��P��lhat tfle�ropertY is anencumbered. except fur enatmbrauces of recotd. Bormwer wanants and will f-_�'',;'i.
<br /> >i: .'�."�' �.:. defead generaUy the dde to the Froperty against all claims and demafids.subject to eny encumbrances of record.
<br /> _ ��� Tf�5 SECURTfY INSTRUMENT combines uniform covenaius fur national�use and nan-unifom�oovenants with,limited � �,�~
<br /> �' . , '�r__.'`
<br /> ..r-� ., - var�ions 6y jurisdictiaa to ootist�tuce s tmifarm security�it�uvment c�oveting real gropeR}+ , � ;
<br /> ' UNIFORM COVENAI3T�.Boxrawer and Lender covenant and agree as follows: . i . �,-
<br /> �-'..1...::Y'�_:::-_=/�'.
<br /> -.. i.Faymeut of QPIuclpal and Inte�t;PcePa3'm�t sutd Late Charges.Boa6arer sbnll promptty pay when dae the� ,
<br /> _ " ,_`� principa!of and iuterest on the debt evidencest by the Note and anY PT�Y���d���due under the Note. k-,.�=`-
<br /> t _.r:,
<br /> � 2,klm�tds for Tage,s and Iasaraace.Snbject ta sppTicable Iaw or to a arrltten waiver by Leader,Bo:rower shall pay to ��,�_;,,�.
<br /> . .-_. -. Lender on tlte day monWly payments are due under the Note.witil the Note is paid in full,a sum("Fands")for:(a)Yearip taxes ���;,`.
<br />_ " 4`� and assessments whnch may attain priority aver this Security Inst�ment as�,lien oa the Propetty:(b)Yeazly ieasehold paymenis' 1[:,,_.�-;
<br /> :M�. •.
<br /> :'.;�f , or und rents on the Pro if az►y;(c)Yearly 6a�rd or pmperty insurattce premiums:(d)YearIY fluod insnraace premi�s. 4� ,.r=
<br /> g� P�Y• �a.._."
<br /> .�• ' if any;(e)Yeaz1Y martgage insarance Fremiums.i#any;aad(fl anY sums PaYabte�'�Y Borrower to Lender.in accordaaoe with 1 ��:'-:;
<br /> r:'. - ncm.n� ms.These iteans are calted"Escrow Items." �
<br />-- - . the provisians of paragtaph 8,in lieu of the paya�ent of mortgage i oe pmmiu ��.��;;
<br /> e
<br />- Lender may.aC�y mne,colle�t aad hold Funds in an amnuat reot to exceed the maximuat amount a teilde=flir a federally i�'.'�__
<br /> '•. S., .
<br /> celated mortgage toan may require for Borcawer's esscrow ac:ooant undea the federal Real F.state SettiemenL Procednre�Act a�f
<br /> cro
<br /> ' 1974 as a�ended fmm time w time, 12 U.S.C.�Se�ion 26Qt et seq.{°RESPA°1,untess anuther law that applies w the Fuads , � •;
<br />. ., •, ;, . a eaded ,- :
<br /> • s e t s a l e s s e r a m o n r►t.I f s o.L e n d e r i n a y,a t a n y t i m e, w U e c t and hold Funds in an amount not ta e�cxed the tessor anaoant. f�,,`:�
<br />_ :��.c.�'�.�r.. '..,�.� Lender muy estimate tbe amount of Fands due on the irasis of current data and reasonai�te�ates of eape�ditures of fuaice • ._--`=
<br /> (, ,d„
<br /> ,:.. �sc�aw Ttems or atheiwise ni atcordance witb appiirab3e laar. .
<br /> • �' �� The Funds shall be held in an�instituuon whose depasiu are i�sured by a f�eral agency. insbumentality. or �nriry r,
<br />� � •, :,j�:' (including I.ender,if Lender is sach an imstitution)ar in any Federal Name Loaa Bank.Lender sha1I apply the Fund4 to PaY t� �� '`=
<br /> � :��. the escrow acconnt,or .
<br /> ��, . ,Escrow Itemg.Tu�der may not et�arge Borrawer for hotding and aPP�Y�B the Funds,annualtY�Yztp� . ��-
<br /> _. < ,,,t� � ver�fYin�the Es�w Itenos,ewless l,eucter pays Borrawer interest on the Fwnds and agplicable taw permits Len�er to maice sach. ��- s•
<br /> • . a cliasge.However,Lender may�e Bormwer W pay a ona�mne charge for an indepeadeat real estate tax ieporang service (�.--�"-
<br /> ,; ' � ;, �. r•sed by �.ender iu comection artth tbis loan� anless applicable law provides otherwise..Untess an agreement is made or �� ._:-
<br /> � �: � � applica6le 1aw requires interest to be paid,l.ender shail not be reguired to puy Eorrower arry interest ar earniags on the Funds.
<br />- ` ., `i Bornnwer and I.ender may agree in writing,however. t h at interest s h a l l b e p a i d on t}i e F u n d s.L e n�e r s 1�1 8►v e t o H o r t o w e r, ,c-,-,-_
<br />- ; ��.,'. .:� without charge.an annual accounting of the Funds,shonring credits aad debits to the Fnnds and the purpose for which each =---
<br /> � �v�nit to the Fuads was made.The Funds are pledged as additionai sea�rity for al!sums secured by this Security tnstnunen�. , �� ,�
<br /> � ''' If the Fnnds held by I,ender exceed the amannta peamitted w be held by appiicabte law.Lender st�all accori�to Borrower ��., :�.
<br /> �� � �..���� for the excess Fiinds in acco�+dance with the requIremeirts of applicabls taw. If the amount of the Funds fieid by�ender at anY <<.,_.
<br /> � Lender may so,notify�13orcower in writing,and.ia such case Bormwer '� .°
<br /> , . ;: ; tune is not sufficientt w pay the Fscrow Items when du.e, :_ : _
<br /> � • ' s h a l l pay to L e n der t he amoun t n e r e s s a ry t o m a k e u p t h e d e f i c i e n c y. B o r r o w e r s h a l l m a k e u p t h e d e f i c i en c y in no more tt�an «:�--
<br /> � � ' twelve monthly payments,at Lender's sole discretion. t�
<br /> . . .. "` Upon payment in full of all sums sectued by this Security Instmment, Lender shall promptly sefund to Borrower auy _ �� _
<br /> ' � • ; : Funds held by I.ender:If.�under paragraph 21,Lender shaU acquire or seU the Pcoperry.Lender.prior to the atquisiuon ar sale . ��:;.
<br /> � of the Property.sha11 appty any Funds held by I.ender at the time of ac�uisition or sale as a credit against the sams secnred by. . — �
<br /> . • .,•` . this Security Instrument. � °_
<br />_ � •,-: 3.Ap�fIcation of Paya�ents.Untess applfcable taw provides otherwise,atl payments recelved by Txndet under pamglaphs 'io _
<br /> � . � �t�2 shall be applied:f►r�t,to any prepayment charges due uader the Note:second,to amounts payable under paragrapA 2; . t� ,
<br /> '-� � ' �`� t.`.��,to iaterest due:fourtt�.t�principal due:and last,to any late charges due under the Note. •
<br />-" • 4.Charges;Lieav.Borrower shall pay a11 taxes,assessments.�.arges. fin�and impositions,attributable to the Property .
<br />=,x:, .. • �� ' .� �.� which may attain priority oves this Secutity Instwnent,and leaseha:d Qayments or grwnd renu,if any. Eorrower shall pay .
<br />=- � � .�..�� ' these obligarions in the manner provided]n paragnph 2,or if�rot paid in that manner,Borrower sP�all pay them on time dim,ctly
<br />-:.;,,�::; . �.,„
<br /> �� to the persoa owed payment.Borrower sS�all prompdy fumish to I.ender all notices of amounts to be paid under this garagaph.
<br /> _i �, : .. . -
<br /> - �. ? • � � If Botrower makes these pay:nents directly.Borrower shalt promptty fumish to Lender reteipts evidencing 2he payments. ,
<br />- � � � { ` Boaower shall pmmptty dIscharge any iien which has priority over this Security Instrument unless Borrower:(a)agees in � '
<br /> _ . . �- _
<br />��' •• writing to the payment of the obligation secumA by the lien in a manr.rr acceptable to I.ender.(b)wntests in gaod faith the tien'
<br /> .�::.,` � .. .'' �i by, or�defends against enforcement of tt:e lien in. le�al proceedings ahich in the I.ender s opinion qpetate to prevem tRis �
<br /> �•w • enforcement of the Ijen;ur(c)secures from the holder of the lien an a�eement satisfactory to Lender subordiaating the lien to �
<br /> . � � = � .i tIiis Security Instrument. IE Exndet determines that any part of the Property is subject to a lien which may at�in priority over �' :
<br />: {� ..,. , � • � this Security Instrument. Lender may give Borrawer a notice identifying the lien.Borrower shalt satisfy the 1:�or take one or ,
<br /> '� �'' �." . . ' � more of the actions set forth abave within 10 days of the giving of n�t'sce.
<br /> ''• ; _ Form 3028 9;rs6i � .
<br /> - ' ' Pag02of0
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