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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />IDS, Inc. <br />�WA <br />Ernesto Ramirez Hernandez <br />STATE OF NEBRASKA, Hall County ss: ��ry� <br />The fore oing instrument was acknowledged before me this ii2 day of AVA5, <br />bI) , by Ernesto Ramirez Hernandez and lanca Popoca De Ramirez. <br />Witness my hand and notarial seal at � �M�� in County, the date aforesaid. <br />De- My Commission Expires: April 7, 2016 !p3 <br />- Witness <br />Notary Public Daniel oth <br />NEBRASKA - Single Family- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT with MERSForm 3028 1/01 <br />Page 13 of 13 <br />2013Q ?057 <br />- Witness <br />l3l0>'1 Cn 1q • PORPOR (Seal) <br />Blanca A Popoca De Ramirez - Borrower <br />