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<br /> , '� , `` '�OLifiTI�R�V11H aD the improsiemeats now or�e�ect8d an the pmpe�ty,and alt�ea���ces.and� :c. '.���`�.� ,.
<br /> � ' �res nnat or de�raftes�a gait of�e pmpc�ty.AII replaaements aad�dditcons sha11 atso 6e�v�ad by this Seauity Insb�uffienL .:�. �, •�` y �..�
<br /> :`' . t: Atl of the faregaing is tefeaed tn ia t�is Secmrity Iacuum�t a4 the'Prnpertyp Y -� ' `!•
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<br /> � � � BOAROWBR COVFd�TANi�ttra�Boaowes is 1awFuliy seised uf the�dereby c�nveyed and has th�eight tn gzant and ,.;�': ' ` � ,
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<br /> . . comiey the PragaRy and t�at the Prope�Ry is an�becec4.except far e��ces of zeaocd.Boimw�wanauts and av�l .. .. � F: ..'„
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<br /> ' defe,a�geaeaaIIy the titte w the�iopeaty against aII ctam�ead d�nands.sab,�ect m aay eacumb�ances of�d. ``�'' . , ` .,.,
<br /> -��"'^;,�. � TfIIS SECiJRTTY.INSTRUMENT wmb�tes anifoim covanavts for national uss and non-�mifo;m coveaants with tsmited F� .-
<br /> , . .. v2tlS�IIhus iry.pniSdiCiloA tO COAStfW�a lIDif�ID�1IIi13►I�i1�i oDV�iing ICBt pmpeily. �,-- ^
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<br /> ' ':;;�:..• .. UNI�RM�V�IA��.BU�IBW?t�I.CdIdE'd COVC�87R 2II�8$[E083 fOBON� • •
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<br /> . ' .:` l.�yateat of Pr�t�pal and Interest;Prepayment aad�.ate C��. �Batrower s6all PmmP�Y DaY whe� due the -
<br /> �ci�i of and'mteacst aa the debtevide�ced by the Not�aad aay�aym�t and tate chsrges due mider dce Note. -.
<br /> - Z.�Yands Por Tsaes and Has�raace. Sabiect to applirable 1aw or to a vvritten waiver by ler�r,Bormwea shaII pay to . _s- _
<br /> - Lertder an the day monWy��nts�e due�the Note,�mn7 the Note is paid�fuli,a sum(°Funds"}far:(a)Y�Y� ° :`-
<br /> %�"- � `�"" a�a�smeats wbich may a�in gsoiaritq over tlds Secauiry Ims�ume�t as a liea on the Prap�ty;N)Y�Y�a PaYm�� - -_--
<br /> 7,. or g�m►d re�ts an the Pcoperty.if�Y+(�)Y�Y��P�Y msu�ce preaaiam�(�Year1Y flnnd'ms�ance p�niums,if .� -_.
<br /> `i`'�: � ; �Y:(�)Y�Y�Se��•if any;and(fj�Y sums PaYable by Boaowea to I.e�d�,m accardance wish the ` - - _
<br /> ' gmvissisans of paragraph 8,m lieo of the paymeatt of mortgage msm�tce gremiums.l l�e s e�eans are c�i t e d"F s a m w I t e m s.° . ---
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<br /> . L�tdQt may.ai any time.colfsct and hold Funds iu�amoimt not to exceed d�e maummn amount a lender for a fedecaliy relate� .. . -
<br /> . . mor�age Inan may reqa�e f+�B�ower's c.sa�uw account uader the fed�al Real Estate Seulemeat P�aoed�s Act of 19T4 as ` ' .: •
<br /> amr�eded from dme to time,22 US.C.S�doa Z601 et seq. ("RFSPA"),�mtess anoiher law tLat appiies w the F�mds sets a le�er - -
<br /> .,, � ainoant tf so,1.endea may, at any tim�coltert and hold F�ads in an amouat not w exceed the lesser amonni.I.�der may -,�.� .., - -
<br /> _ -. esdmane the amount of Funds dae�the bas'rs�f�t d�ta aad r�asonable�af�of fudue Fscaow It�nts vr '' = -
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<br /> �• othetwisQ iu&cx�rdance with applicable 1aw. � ' . �
<br /> 14ie Faads shall ise h�d'm�msHmtion whose depost4 aie in.s�aed by a fede�al�cy,mstr�en�ity►,or�oitY C��ffi : _
<br />; Leadea,if I�ndea Is suc6 an �)ar ia aay Fedaal Home Loan Baak.Leatdear sd83�apply the Fands ro pay the Esarow � ��. -----
<br /> ` ' �� � � Iteans.Lender may aot charge Bo�rawa for holdinS and ePPlymg the Fands.a�aallY�alyzmg the escrow sooa�mt,or v�'ytng ` .:'
<br /> .�.. . - d�e Ss�ow Iteans,ualess Lenda pays Bmmwes mt�t on die Fands and applicable law pe�mits I�ender to�oake sucb a c�arg�. '�
<br /> ' . Hnwever,I.e�dea may require Bomower to pay a one-Ume c6arge fur aa mdepeadant mat e,ctate tax iepartmg seavice use�by -_°
<br /> � � Lsr�drrr in canneqion wifb Etds laan,untess applicable 1aw�svld�s othe�wis�UnIess an�n�t is made ar app}Ic�ttle taw '� '-'-'_
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<br /> �'' req�mces inte�est to be paid,Lendes shall not be requiced w pay Boaower a�r fiterest or.e�nings on the Funds.Baa+�r�and 4 ' .,�7 1-----
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<br /> - � � Lendea may agr�e im wrimng,howzver.Q�at lnteaest shaU be on the Fimds.L�nder sbaII give to Boaower,withautcd�arge.an . �.,,
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<br /> .�' . : - annuai accounting of the Fuads,s6owing.credits and debiB w the Fands ant!the pmgase foz which eacd deToit to the Fnnds was ,.���,. :: :• _�
<br /> • . � � � made.l�e�nads are D2edged ag additional seauity for all snms secaued by this Secarity L�stnlment � '-. . °°�:��
<br /> _ � '" If the Funds he2d by I.ender exceed We amomuts peamitted w be heW by appficable law,LeAder shall accaunt to Bomnvra for � _ -
<br />_ � .. the exc�ess Fands in accord�ce witb the reqnirements of spglicable law.If the ainouai of the Funds 6eId 6y Lertder at any time is ��,:�,:..`,:.��_. .
<br /> ` '� nat�t w pay the Fsca�ow Itans when dne,Le�dar may ao notify Bmsowea tn wri�g,aml,in snch case Bonawet saaU pay '' `� --
<br /> , , '�. .� . to Leadea the amomt necessary to make ap the deficiracy. Borrower s6all m�atce up the deficiegdy in no maae than twelve .
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<br /> ' " . monthty►paymeaits.at I.endea's sole discre�nn. . ._�, _ .:-�°�:.
<br /> ` `• � Upon payment in fnll of aIl sums secured by this Set�nrity Inswment,L�der shaU Dromptly refimd to Bormwea aay Funds •' ' � -.�:.•-•
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<br />:_ . � . held by Lender.�f,ander p�b 22,E�dea shall acquire ar seU the Pcopeny,Le�der,Prior o0 9ze acqaisition or sale of the , ::-,---.�-_
<br /> ? ProPeatY.sLall app2y any Fimds hs2d by Lendea ai the time of acquisitioa or sale as a c�it agaa�st the smns s�by Wis . .� ' �
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<br /> � � SecAriay in�stiument ,_ -
<br /> 3.ApplicatIoa o?Paymenta Unless appllrabte 1aw pmvides otheiwis�.all Pay�nenrs seceived by Lendea unstea P�P� �_ --
<br /> ' - 1 au�2 shall be applied:first,to any prepayme,ni charges�ue mmd�the Not�second,to amounts payable undes pa�agrapb 2; -�'� -
<br /> �: ,. third,to interest da�fom�tb,w Orimc�Dal du�and 1ast.tn any t�cbarges dae unde�r the r7a�. '�
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<br /> � � 4.Charges;Liens. Bmmw�shall pay aU taxes.assess�ents�charges,6nes and i�rposiewns aunbutab2e w the Property ' �., .� :._.
<br />- . which may attain Driority over Ihis Sec�rity Instruraeat,and leasehold payments or groand rents,�if any.Bomawa shall pay tIlese ., � �.'�yi':�-;L
<br /> � ' ab�gations m the manna provided in pazagraph 2,or if not paid ia thai manner,Bmrow�shaU pay them on�me dlreqly w the �,• . -: �;,
<br /> � . •.. �`,; : � ' person owed payment Bomower shall pramptJy furnish w Lendea a11 notices of amounts w be under tbis h.Iff ':"=�''`:;:
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<br />-� ; , . � HmroNer makes these paymsnts�.*-ectly,Bormwea st�aaII prompHy fumisb W Lender r ' ` evidencing the payraemta . .� . � .
<br />_ Bormwer shaU pmmptly di�azge any lie,n which has priarity over this Security 1r�'r�unent untess Botmwer:(a)agrees in. . ,
<br /> writing to the payment of the obligation sec�ued by the lien in a manner aeceptabls to Lende�;(b)cantests in gaad feith the IIen � -
<br /> � . � Dy,or defeads agatnst enforceaient of tha lien in, Iegal praceedh►gs which m the Latd�'s opudon opesat� to prevent the � ��` �` .
<br /> � enfoscement of ihe lie�;or(c)secures from ihe holder of the lien an ag�nent satisfectory w Lendea svbordinating the lien tu . : �
<br /> ' ' � thig Serurity Insaume�t If Lender detamines that any part of the Pmpecty is svbject m a lien ahicD may auain priority overthis �
<br /> . Securisy Instrument,Lender may give Borrower a natice identifying the lien.Borrowe,r shail sdtisfy the lien or take ane or mane • � �.
<br /> � of the acdons sei forth above within 10 days of the giving of notice. . :. :
<br /> .,• ' � Form 8028 8l80 . . '
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