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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />Su Lee <br />STATE OF NEBRASKA, Hall County ss: <br />GENERAL NOTARY <br />DANIEL at Nebraska <br />My Comm. Exp. April 7, 2016 <br />- Witness <br />(Seal) <br />- Borrower <br />Jee Sun Choi <br />— t i otary Publi Daniel oth <br />The ore oing instrument was acknowledged before me this day of 4 <br />� , by Sun Ik Lee and Jee Sun Cho' <br />Witness my hand and notarial seal a t /,/,/r11 e( /Min said County, the date aforesaid. <br />My Commission Expires: April 7, 2016 <br />NEBRASKA - Single Family- Fannie Mae /Freddle Mac UNIFORM INSTRUMENT with MERSForm 3028 1/01 <br />Page 13 of 13 <br />IDS, Inc. <br />201307019 <br />- Witness <br />(Seal) <br />- Borrower <br />