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Reconveyance. Upon payment of all sums secured by this Security Instrument and termination of Borrower's right <br />to obtain further advances under the Contract, Lender shall request Trustee to reconvey the Property and shall <br />surrender this Security Instrument and all contracts evidencing debt secured by this Security Instrument to Trustee. <br />Trustee shall reconvey the Property without warranty to the person or persons legally entitled to it. Such person or <br />persons shall pay any recordation costs. Lender may charge such person or persons a fee for reconveying the <br />Property, but only if the fee is paid to a third party (such as the Trustee) for services rendered and the charging of <br />the fee is permitted under Applicable Law. <br />Substitute Trustee. Lender, at its option, may from time to time remove Trustee and appoint a successor trustee <br />to any Trustee appointed hereunder by an instrument recorded in the county in which this Security Instrument is <br />recorded. Without conveyance of the Property, the successor trustee shall succeed to all the title, power and duties <br />conferred upon Trustee herein and by Applicable Law. <br />Request for Notices. Borrower requests that copies of the notice of default and sale be sent to Borrower's address <br />which is the Property Address. <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in all pages of this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />JOHN W HOWARD Dat f;--( 1 1C J3 <br />STATE OF NEBRASKA <br />COUNTY OF HALL <br />The foregoing instrument was acknowledged by JOHN W HOWARD and AUDREY L HOWARD, before me <br />on August 14, 2013. In witness whereof, I hereunto set my hand and, if applicable, my official seal. <br />My commission expires: 9&c-. �. 20( <br />GENERAL N CHRIS L K OTARY - State of NetxJI. <br />ASK <br />l Cantu. Eep. Dec. 29, 2O1e <br />(Official Seal) <br />INDIVIDUAL ACKNOWLEDGMENT <br />® 2004 -2012 Compliance Systems, Inc. CECA -03B8 - 20I 1L2.10.600 <br />Consumer Real Estate - Security Instrument DL2036 <br />'401307002 <br />(Seal) jm� ' C/1� Q��%u/ ( Seal) <br />AUDREY L H OWARD Date <br />3 <br />Hall County, NE <br />Identification Number <br />Page 5 of 5 www.compliancesystems.com <br />