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<br /> THIS INSTRUMENT PREPARED BY: AFTER RECORDING RETURN TO:
<br /> Home Federal Savings& Loan Association of Home Federal Savings&Loan Association of
<br /> Grand Island Grand Island
<br /> 221 South Locust Street 221 South Locust Street
<br /> GRAND ISLAND, NE 68801 GRAND ISLAND,NE 68801
<br /> (Space Above This Line For Recording Data)
<br /> NMLS COMPANY IDENTIFIER: 446443
<br /> DEED OF TRUST
<br /> (PREAUTHORIZED (OPEN END) CREDIT - FUTURE ADVANCES ARE SECURED
<br /> BY THIS DEED OF TRUST)
<br /> THIS DEED OF TRUST ("Security Instrument") is made on August 8, 2013. The grantor is GARY A
<br /> SCHWIEGER, also known as GARY SCHWIEGER, A SINGLE PERSON, whose address is 405
<br /> ARAPAHOE AVE, GRAND ISLAND, Nebraska 68803-3823 ("Borrower"). Borrower is not necessarily the
<br /> same as the Person or Persons who sign the Home Equity Line of Credit Agreement, dated August 8, 2013
<br /> ("Contract"). The obligations of Borrowers who did not sign the Contract are explained further in the section titled
<br /> Successors and Assigns Bound; Joint and Several Liability; Accommodation Signers. The trustee is Arend
<br /> R. Baack,Attorney whose address is P.O. Box 790,Grand Island,Nebraska 68802("Trustee").The beneficiary
<br /> is Home Federal Savings& Loan Association of Grand Island,which is organized and existing under the laws
<br /> of the United States of America and whose address is 221 South Locust Street, Grand Island,Nebraska 68801
<br /> ("Lender"). GARY A SCHWIEGER has entered into a Contract with Lender as of August 8, 2013, under the
<br /> terms of which Borrower may, from time to time, obtain advances not to exceed, at any time, a ***MAXIMUM
<br /> PRINCIPAL AMOUNT (EXCLUDING PROTECTIVE ADVANCES)*** of Fifteen Thousand One
<br /> Hundred Fifty and 00/100 Dollars(U.S. $15,150.00)("Credit Limit"). Any party interested in the details related
<br /> to Lender's continuing obligation to make advances to Borrower is advised to consult directly with Lender. If not
<br /> paid earlier, the sums owing under Borrower's Contract with Lender will be due on August 15, 2018. This
<br /> Security Instrument secures to Lender: (a) the repayment of the debt under the Contract, with interest, including
<br /> future advances, and all renewals, extensions and modifications of the Contract; (b)the payment of all other sums,
<br /> with interest, advanced to protect the security of this Security Instrument under the provisions of the section titled
<br /> Protection of Lender's Rights in the Property;and(c)the performance of Borrower's covenants and agreements
<br /> under this Security Instrument and the Contract. For this purpose, Borrower, in consideration of the debt and the
<br /> trust herein created, irrevocably grants and conveys to Trustee, in trust,with power of sale,the following described
<br /> property located in the COUNTY of HALL, State of Nebraska:
<br /> Address: 405 ARAPAHOE AVE,GRAND ISLAND,Nebraska 68803-3823
<br /> Legal Description: LOT TWELVE (12), BLOCK TWO (2), DALE ROUSH SECOND SUBDIVISION
<br /> TO HALL COUNTY,NEBRASKA, BEING:
<br /> A PART OF THE EAST HALF OF THE SOUTHWEST QUARTER (E1/2 SW1/4) OF SECTION
<br /> FOURTEEN (14), TOWNSHIP ELEVEN (I l) NORTH, RANGE TEN (10), WEST OF THE 6TH
<br /> P.M.,HALL COUNTY,NEBRASKA
<br /> TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements,
<br /> appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br /> covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the
<br /> "Property."
<br /> BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to
<br /> grant and convey the Property and that the Property is unencumbered, except for encumbrances of record.
<br /> Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to
<br /> any encumbrances of record.
<br /> Borrower and Lender covenant and agree as follows:
<br /> Payment of Principal and Interest; Other Charges. Borrower shall promptly pay when due the principal of and
<br /> interest on the debt owed under the Contract and late charges or any other fees and charges due under the Contract.
<br /> ©2004-2012 Comphance Systems,Inc CECA-E555-2011L2 10 600
<br /> Consumer Real Estate-Security Instrument DL2036 Page I of 5 www.compliancesystems.com
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