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m"' o ODD m <br /> rn <br /> nn7 w z IV m <br /> 70JI1 �z co <br /> M > rcDi� <br /> W° 1 n o <br /> �0 0 m <br /> 00 CO c <br /> o CO <br /> 0 <br /> THIS INSTRUMENT PREPARED BY: AFTER RECORDING RETURN TO: <br /> Home Federal Savings& Loan Association of Home Federal Savings&Loan Association of <br /> Grand Island Grand Island <br /> 221 South Locust Street 221 South Locust Street <br /> GRAND ISLAND, NE 68801 GRAND ISLAND,NE 68801 <br /> (Space Above This Line For Recording Data) <br /> NMLS COMPANY IDENTIFIER: 446443 <br /> DEED OF TRUST <br /> (PREAUTHORIZED (OPEN END) CREDIT - FUTURE ADVANCES ARE SECURED <br /> BY THIS DEED OF TRUST) <br /> THIS DEED OF TRUST ("Security Instrument") is made on August 8, 2013. The grantor is GARY A <br /> SCHWIEGER, also known as GARY SCHWIEGER, A SINGLE PERSON, whose address is 405 <br /> ARAPAHOE AVE, GRAND ISLAND, Nebraska 68803-3823 ("Borrower"). Borrower is not necessarily the <br /> same as the Person or Persons who sign the Home Equity Line of Credit Agreement, dated August 8, 2013 <br /> ("Contract"). The obligations of Borrowers who did not sign the Contract are explained further in the section titled <br /> Successors and Assigns Bound; Joint and Several Liability; Accommodation Signers. The trustee is Arend <br /> R. Baack,Attorney whose address is P.O. Box 790,Grand Island,Nebraska 68802("Trustee").The beneficiary <br /> is Home Federal Savings& Loan Association of Grand Island,which is organized and existing under the laws <br /> of the United States of America and whose address is 221 South Locust Street, Grand Island,Nebraska 68801 <br /> ("Lender"). GARY A SCHWIEGER has entered into a Contract with Lender as of August 8, 2013, under the <br /> terms of which Borrower may, from time to time, obtain advances not to exceed, at any time, a ***MAXIMUM <br /> PRINCIPAL AMOUNT (EXCLUDING PROTECTIVE ADVANCES)*** of Fifteen Thousand One <br /> Hundred Fifty and 00/100 Dollars(U.S. $15,150.00)("Credit Limit"). Any party interested in the details related <br /> to Lender's continuing obligation to make advances to Borrower is advised to consult directly with Lender. If not <br /> paid earlier, the sums owing under Borrower's Contract with Lender will be due on August 15, 2018. This <br /> Security Instrument secures to Lender: (a) the repayment of the debt under the Contract, with interest, including <br /> future advances, and all renewals, extensions and modifications of the Contract; (b)the payment of all other sums, <br /> with interest, advanced to protect the security of this Security Instrument under the provisions of the section titled <br /> Protection of Lender's Rights in the Property;and(c)the performance of Borrower's covenants and agreements <br /> under this Security Instrument and the Contract. For this purpose, Borrower, in consideration of the debt and the <br /> trust herein created, irrevocably grants and conveys to Trustee, in trust,with power of sale,the following described <br /> property located in the COUNTY of HALL, State of Nebraska: <br /> Address: 405 ARAPAHOE AVE,GRAND ISLAND,Nebraska 68803-3823 <br /> Legal Description: LOT TWELVE (12), BLOCK TWO (2), DALE ROUSH SECOND SUBDIVISION <br /> TO HALL COUNTY,NEBRASKA, BEING: <br /> A PART OF THE EAST HALF OF THE SOUTHWEST QUARTER (E1/2 SW1/4) OF SECTION <br /> FOURTEEN (14), TOWNSHIP ELEVEN (I l) NORTH, RANGE TEN (10), WEST OF THE 6TH <br /> P.M.,HALL COUNTY,NEBRASKA <br /> TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, <br /> appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be <br /> covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the <br /> "Property." <br /> BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to <br /> grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. <br /> Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to <br /> any encumbrances of record. <br /> Borrower and Lender covenant and agree as follows: <br /> Payment of Principal and Interest; Other Charges. Borrower shall promptly pay when due the principal of and <br /> interest on the debt owed under the Contract and late charges or any other fees and charges due under the Contract. <br /> ©2004-2012 Comphance Systems,Inc CECA-E555-2011L2 10 600 <br /> Consumer Real Estate-Security Instrument DL2036 Page I of 5 www.compliancesystems.com <br />