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N <br />0 <br />W <br />C) <br />CO <br />Co.) <br />N <br />Ne3028.dot.xml <br />After Recording Return To: <br />HERITAGE BANK <br />800 WEST 3RD <br />HASTINGS, NEBRASKA 68901 <br />Loan Number: 114733 <br />DEFINITIONS <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />c <br />CJ <br />rV <br />W <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated AUGUST 20 , 2013 <br />with all Riders to this document. <br />(B) "Borrower" is MISTY D GARTNER AND DAVID P GARTNER, WIFE AND <br />HUSBAND <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is HERITAGE BANK <br />Lender is a NEBRASKA BANKING CORPORATION <br />and existing under the laws of NEBRASKA <br />Lender's address is 800 WEST 3RD, HASTINGS, NEBRASKA 68901 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is WEST GATE BANK <br />(E) "Note" means the promissory note signed by Borrower and dated AUGUST 20 , 2013 <br />The Note states that Borrower owes Lender ONE HUNDRED FORTY THOUSAND AND <br />00 /100 Dollars (U.S. $ 140, 000.00 <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 Page 1 of 14 <br />fi, <br />r _ <br />, together <br />organized <br />DocMaglc <br />www.docmagic.com <br />ro <br />O <br />G� <br />co <br />