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<br /> "�'.h.',, ��: � . �t•� aacl all easements.aPPnrtenances.and
<br /> . f . • ?OGEfHER WITH a11•the improvements aaw or he�eafter ere�oa the propertY.
<br /> pll Iaoetnents and addidons shall also be oovemd 0y this Security � .
<br />_`�. , ' ' fiuwres now or hereafter a Part of the piog�ttY• � t as the`FmperiY•" �`Y,
<br /> _ `°, . �nsticumea�All of the foregoing is refesied to in this SecvritY Insuume° aanve ed and has the cight to grant and ' .•�.rt�,
<br /> ..,. BgRttOWER���►E��Borr4wzr is tawfult�►seised 4f�e�c�h�Y of recard. 8orrower warrants aad will ,
<br /> _ • aad that t�e?mQert�l�c unencumbeced.eaoe�t � � .
<br /> - � convey ths PropenY nst all claiins and demaads.su6ject to any encumb�nces of record. i � _
<br /> . �`� dEfend get�erally the tide to the PropartY agai
<br /> _. '��- ' 'P�iiS S�CIIRFFY��T r�mbines tWiform covenants for aational use and non-unifomn cot�enaats with limited � _`
<br /> �3 ��' � variations by jurisdiction to wnstituse a unifarm security inswment po�+ering real proPertY• . ---
<br /> "".`�� as foltows: ` � •`•f -
<br /> [INIFORN!CQVENANTS.Bo�rower�nd l.cader covenant and agree Borrower sGall pmmp�lY paY when due the ; .�,
<br /> , �� . j,psy�neut of Prind�al aad Snleres�;�FSYm��Late C�g�Iate chaz`� � . .� �Y`� ''��-
<br /> � � P P�°f����on the debt evidenaxl by the Note and anY P�P� es dus under the Niote. i ,._
<br /> � Snb'ea w a�plirable iaw or to a written wai�►er by I�nder.Bormwer shal!pay to � �
<br /> ' " 2.F�uds for Texeg and Insuramce• J •
<br /> `y.'.�.':'<. :.•;.� .�` Ixnder on the day monthlY PaYments are due m►der the Nate,nnt�the I�tote is paid'us�'u11,a�sum("Fuads")for.(a)Y�Y� � .��::s"
<br /> � �� ri o a v e r t h i s S e c u r i e y Insmimeut as a lien on the PYOpercYt(b)Y�Y teasehold payments i� -"`�-_
<br />. .. • . ., aad sssessmsnts wiu c h may a t�i n p rn Y ar �n�p�nn�s:(fi Y�Y flood insurance premi u m s, :c�:=
<br /> .� or grn�d�ats on the PtopertY,if any;(c)Yearly ha'ra� proF�Y�P�le by Borrawer to Lender, in actordance witb : •�
<br /> • . . ` if any:(e)Year1Y�tg�8��u��.p�uumg,if anp'and(fl�Y _
<br /> v�ons af h 8,in lien of tl�e payment of mortgage insarastce Premiums.These items aze i�ed"Escmw Items.°
<br />-_ . . .. the�pra ' ' P�� amount a lender for a fedeially .. . _ _
<br /> � � - Lender may.at a�►Y CE�ce,crollect ancl hold Funds in aa amouat not m excced the ma�ci�n Procedn�es Act of - =--
<br />- ` • related atartSage toan rn�;e4uire for Borruwer's essrow account under ttte fe��ral Real Fstate Setttemeni. ; _
<br />'�. �� � 1714 as ataended from time to time. 12 U.S.C.Se�doa 2601 et seq.('RESPA°),.anless anott�t law that apPlieS m the Funds ' ,
<br /> . . ooll�x and flold Funds ia an am+suat nnt to exceed the lesser amonat. .;�.
<br /> ::-;.;,._.:_.,:. �{- sets a tesser amount.Ff so,I.eader maY,ai anY �. �_ . -.
<br />- ` � '.:�,`� � Lendec may eSt�mate the amount of Fuads'due on the basis of cvrrent data and�nable atimates of expen�liturca of futate ...^5
<br /> ' ' Essrow Items.or atherwise in acmrdance with applicable law. . • . :;,`;s"
<br /> ;' shall be held in an institudon whose d�osits are insur�by a federai a$ency, iasm�entalit}�, or entity ,_Ee,a,,:
<br /> . _ ''�'�� 'I4�e Funds the F�nds w pay the
<br /> *, , ��� : (inctudin$�.eader,if I.e�nder is such an insti3udon)or in az►y Fedecal Aome l.oan Bank.l.ender shaU aPPithe escmw accaunt,or ''''-,=--`-
<br /> ,'.::�:,�.^.;..y..: e Bosrower for hotding and applying the Furtds.annually at�a1Y�S �-�.:-.�>=
<br />- Escrow Itsm,s.Lender may aot charg to make such ^_
<br /> �.� f verifying the Fscrow&tesrs,unless Lender pays Botrower interest on the Funds and applicabte Iaw perntits I.ender��$service .;-�=��
<br /> .�. •.i Hercower to pay a one-time chatge for aa independent real estate�ax rep , '
<br /> .�• a eharge.However,l.ee�er maY�qui�e t is madB or �. ;:.
<br /> �'..,���.,.: ` �:; .used by I:e�der in ca7mecdon witis this 1oan, m�less applica6le law provides.othecwise. Uatess 3n �e°n the F�1nds. `�_--
<br /> ` red to Borrower anY�n��or�gs ----
<br /> "' � apPticable law requires interest to be paid.I.ender shall not be r�n� P�Y ' � Y_
<br /> , �° , ��, t "'} B o t r ower and Lender maY agree in writing,however,that in�shall be paid on the Fnc.ds.Lender shalt gtve to Borrowar:
<br /> . arithout charge.an annual accounting of the Fun d s.s howin g c r e d i t s a n c l d e b i t s t o t h e F u n d s a ad the p a r p ose for whIch eash � �;_f':'z
<br /> :� . .. '.,
<br /> " . ' k • ¢ebit to the Funds was�nade.The Funds are ptedged as additional seeuritY for aU si�ms secured by dus Securiry Insuvment• -_
<br /> If t�e�unds heid by Let�der exce�the a�mn�s permiued w be held by applicable law,Lender sha11 acconnt to Borrower
<br /> ''� for the ehcess Funds in aecordance with tite reaN���°�of�u�te taw.If the amnunt of the Funds held by I,.ender at anY •
<br /> � " cime is not snff,ceient to pay the Escrow Items when due,Lende�aay so notify Borrowcr in°�Tlti�e a������e�°�°� ' `k`-- '
<br /> ,, '�;,. ['�..'`�:
<br /> ' .,,, shall pay to Lender tfie amount necessaN to make up the deficiency. Banower shaU make uP
<br /> ,. �� �- �°:=;, tweIve momhty PaYmenis,at Leader'ssole discxetion. _.:
<br />, � � �..- �`�.= 17pon paymeat in full of all swas secured by ttiis SecuritY Insrivment, Lender s3�at!promptly refund w Borrower any =
<br /> ' �.� under paragaph 21,Lender shaU ecqnire or sell the Pcoperty,l.ender•Priar to the acquisition or sale
<br /> ,�.;; t: .
<br /> Fnnds held by Lender.If. .
<br /> of the P�+apesty,shall appiy any Funds detd by Lender at the time of aoquisidon or sale as a t7edit against tlie sums secured by.
<br /> . .'�.�!' this Seenrity Instrumem. videsotherwise.sll Etaymentsreceived by Leader under pasa�rapbs ��',�_�_
<br /> _ ' .__:.;'.: 3.Appltcatton aE�a1M��.Unless applicable law ptu r�°__
<br /> � 1 cind 2 shaFl be apFlitx::first,w anN PrePaY�!?��es due under the Note;s�ond,to amowus payat�Za under patagraPh 2:
<br /> �3
<br /> �' � '."r� third.to in�e�st dae;fourth.to prirscipal due:and�ast,to aaY late charges due under the Note.
<br /> . cs•LEens.Borrower shall pay all taxes.assess�uents,charges.fines�nd impusitions attribvtable to the Property �,J:
<br /> ..s� 4.Charg ,
<br /> '' � which m3y��P�oriry over this Securit�Instn�ment. and leaseholc!payments or grau¢�tents,if any..Borrower shall pay �.y�
<br /> '•'. � . •�� .these obligations in the snanner provide�l in paragraDh 2,or if not patd in that tnanner.Bonuwes shall pay them on time directly
<br /> ; � : ' . .i to the person owed�talcment.Borrower shall pro �er sha11�rot� tlynfircnish t�Lend�rece Pts e�'idenc�os the paY�'►ents g��. �
<br /> ;. .� . ', } .If Eormwer makes these payments tiisectly,Borro P �P
<br /> ' ` Borrower shail prompHy diseharge any l�en which has prlority aver this Sec�riry Instniment anless Borrower:(a)a�in
<br /> ` vrritin�to the payment of the obli�ation secured by ths lien in a manner acceptable to Lender;(b)cortests in good faith the lien
<br /> ;•.�._ : � .� ..�,. ' by. or defends against enforcement of tho lien in, legal praceedings which in the Lender's opinion Agetate to preve�the
<br /> -�,�.� ' .��5 enforcement of the Ifen;or(c)secures from the holder of the licn an agree�n�nt safisfactory to Lender subordinating the lien to
<br />,��: : , ': this Security insmvment.If I.ender determines that an�r part of the Propetnj is subject to a lien whic[t cc�ay attain priority over
<br /> . , +� this S�curity Inswment.Lender may give$onower a notice identifying the lien.Bonower shall satisfy tfie lien or take one ar
<br /> �' � .� . t more of the aetions set fonh above within 10 days of the givirtg of noiice. Furm a028 8180•
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