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[Space Above This Line For Recording Data] <br />After Recording Return To: <br />HERITAGE BANK <br />315 W. 60TH STREET, SUITE 100 <br />KEARNEY, NEBRASKA 68847 <br />Loan Number: 07 -2123 <br />DEED OF TRUST <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated AUGUST 21, 2013 , together <br />with all Riders to this document. <br />(B) "Borrower" is ANDREW H . KAMPFE , A SINGLE PERSON <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is HERITAGE BANK <br />Lender is a NEBRASKA CORPORATION organized <br />and existing under the laws of NEBRASKA <br />Lender's address is 315 W . 60TH STREET, SUITE 100, KEARNEY, NEBRASKA <br />68847 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is WEST GATE BANK <br />6003 OLD CHENEY ROAD, LINCOLN, NEBRASKA 68516 <br />(E) "Note" means the promissory note signed by Borrower and dated AUGUST 21, 2013 <br />The Note states that Borrower owes Lender ONE HUNDRED SIXTY -TWO THOUSAND NINE <br />HUNDRED TWENTY -FIVE AND 00/100 Dollars (U.S. $ 162, 925.00 <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM 1 INSTRUMENT <br />Form 3028 1/01 <br />O Cr) <br />DocMeglc 431bnifieS <br />www.docmagk.com <br />