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201306833 <br /> BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br /> in this 1-4 Family Rider. <br /> ja/vc4. (Seal) ��-'2-r ,r (Seal) <br /> dames D Uden -Borrower Ji(y R Uden -Borrower <br /> (Seal) (Seal) <br /> -Borrower -Borrower <br /> (Seal) (Seal) <br /> -Borrower -Borrower <br /> (Seal) (Seal) <br /> -Borrower -Borrower <br /> 13-000215 <br /> MULTISTATE 1- 4 FAMILY RIDER - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br /> VMP°-57R (081 1) Page 3 of 3 Form 3170 1/01 <br />