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201306822 CASE #: NE3213253167703 DOC ID #: ********277408013 ("Borrower"). The trustee is FIDELITY NATIONAL TITLE INSURANCE P.O. BOX 32695, PHOENIX, NE 85064 ("Trustee").The beneficiary is Mortgage Electronic Registration Systems,Inc. ("MERS"), (solely as nominee for Lender,as hereinafter defined,and Lender's successors and assigns).MERS is organized and existing under the laws of Delaware, and has an address and telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. BANK OF AMERICA, N.A. ("Lender") is organized and existing under the laws of THE UNITED STATES , and has an address of 101 South Tryon Street, Charlotte, NC 28255 Borrower owes Lender the principal sum of ONE HUNDRED EIGHT THOUSAND THREE HUNDRED NINETY THREE and 00/100 Dollars (U.S. $ 10 8,393.00 ). This debt is evidenced by Borrower's note dated the same date as this Security Instrument ("Note"), which provides for monthly payments, with the full debt, if not paid earlier, due and payable on SEPTEMBER 01, 2043 . This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note,with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other sums,with interest, advanced under paragraph 7 to protect the security of this Security Instrument;and (c) the performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower irrevocably grants and conveys to the Trustee,in trust,with power of sale, the following described property located in HALL County, Nebraska: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF. Parcel ID Number: 400011298 which has the address of 416 S ARTHUR ST, GRAND ISLAND [Street,City] Nebraska 68803-5831 ("Property Address"); [Zip Code] MERS FHA Deed of Trust-NE 1004M-NE(12/11) Page 2 of 10