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GRANT OF SPECIFIC AUTHORITY (OPTIONAL) My agent MAY NOT do any of the following specific acts for me UNLESS I have INITIALED the specific authority listed below: (CAUTION: Granting any of the following will give your agent the authority to take actions that could significantly reduce your property or change how your property is distributed at your death. INITIAL ONLY the specific authority you WANT to give your agent.) (9 reate, amend, revoke, or terminate an intervivos trust (94 a gift, subject to the limitations of the Uniform Power of Attorney Act [insert citation to Section 217 of the act] and any special instructions in this power of attorney Create or change rights of survivorship Create or change a beneficiary designation elegate to another person to exercise the authority granted under this power of attorney aive the principal's right to be a beneficiary of a joint and survivor annuity, including a vor benefit under a retirement plan Exercise fiduciary powers that the principal has authority to delegate Renounce or disclaim an interest in property, including a power of appointment LIMITATION ON AGENT'S AUTHORITY SPECIAL INSTRUCTIONS (OPTIONAL) You may give special instructions on the following lines: EFFECTIVE DATE 201300787 Except as otherwise authorized by the Power of Personal and Family Maintenance, an agent MAY NOT use my property to benefit the agent or a person to whom the agent owes an obligation of support unless I have included that authority in the Special Instructions or the Grant of Specific Authority. This power of attorney is effective immediately unless I have stated otherwise in the Special Instructions.