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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Borrower <br />ENFF <br />S <br />Date <br />Seal <br />( ie tS <br />Seal <br />Acknowledgment <br />State of Nebraska <br />County of Hall <br />This instrument was acknowledged before me on Anglfat 16, 7013 by <br />Jed Senff and Shawna Senff <br />Notary Public <br />My commission expires: <br />June 19, D15 <br />GENERAL NOTARY - State of Nebraska <br />SARAH M WILES <br />My Comm. Exp. June 19, 2015 <br />HCFG-00359 <br />NEBRASKA - Single Family- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />VMPS 10/12 <br />Wolters Kluwer Financial Services 201308154.3.6.2418- J20130204Y Page 16 of 16 <br />1 <br />201306723 <br />iii <br />