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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />07i31/2013(Seai) <br />John H ms - Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />Refer to the attached Signature Addendum for additional parties and signatures. <br />NEBRASKA-Single Family- Fannle Mae/Freddle Mac UNIFORM INSTRUMENT WITH MERS <br />VMP <br />Wolters Kluwer Financial Services <br />111 I II IJII 1 111 1 1111111111 1111!11 110111111111111 <br />201306634 <br />Form 3028 1/01 <br />VMP6A(NE) (1105).00 <br />Page 16 of 17 <br />