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<br />' � �-� s �T� ����o$ LOAN(�Ifl. 1 5 5 9 2 0 0 9 0 2 � T; ... � .
<br /> �,f( . J .4 � � "'`•� THIS SECURRY I�tS�'RUMENT combtnes unNa+m caverm�s fot nationai use and non-�niform caver�ts with ` ` : �, . :}�.,�.`
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<br /> � --- limfted variattons by jurisdt�lon to constitt�e a unifaarm secur�y Instrume�coverfag reat property. � . ��f ..
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<br /> ��� UNIFORM COVEAtIW1'3.Borra�n►er artd Lender covemnt anci agree as fo�ows: �
<br /> ,; � 1.Payrttertt o4 PNttcl�psl artt9 Itit�r�s3;�repa ettt end Late Ch&rges. Bona�nrer strall prcmptlY paY when�ue ,r°: ;;
<br /> �'-° � :�-� the Qf and(nterest on the debt evtde�the Note and anY P�RaY�►er�i and late charges due under the r4 �
<br /> � NoteF.�� ,.,�_--
<br /> � . {:_
<br />" 2.Furtds ta7 Texe�artd In�urattc�. Subject to appltc�ble taw or to a written wafirer by Lender,Barrower shall ay `,. ,: �
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<br /> �� � - to Lender on tbe day mor�ih(y paymerns are due under the Note.ufi�the Note is paid[n fu11.a sum('Funds°}for.(a� ..° .'�:.,��:�. "f�
<br /> � '`...� Y�Y t�ces artd assesstnertta which m�y edtain pdotlty averth�Sectu�l f nsirumerR as a Ilen on the Propert71:(b)Y��Y � s ;•
<br /> � ` ' hazard or ro tnsurance premtums. �;��tr.
<br /> '•. � teasehaid paymenis ar ground rents on the Property.�any;(c)Y�Y P P�Y t�?
<br /> �::. ;:.�: . yeady ttaad Inswance premturtes�if anY+ 8�Y�►�ll�o�8e tnsurance premi�ns.ff any:and(fl any sums payabte by . :-
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<br /> � ' ; � Botrower to lender,in accordance w�h th�provisfons of paragraph 8r in tieu of the�oayment af mortgage insuranr.e ��
<br /> �., � `,�. premi�arrs.These items ara caRed°Escraw ttems.°lsnder may.at srsyi�nna co4ect and hoid Funds in an amount rtotto �,, '- ,-
<br /> • ;.;, exceed the ma�dmum amow�t a tender for a federatty retated mo:t�ge loan may�ire for Borrower's escrow accouni � , ��:
<br /> � _�� <• . •5,v: under the federal Real Esmte Seitlement Procedures Act af 1974 as amended from t'sne to tIme.12 U.S.C. �2601 et ', �,_
<br /> �'�.;�� . : °' : seq.CRESPA�.unless anoiher taw tha�applies to the�unds sets a lesser amoimt If s0.�nder may,ai any time.collect .
<br /> `� �' and ho[d Funds in an amouM not to exc�ed the tesser amouM.Lender may estTmate the amoimi�Funds due on tha � �;�'��` �y
<br />�,'�..�' ' �,;.;,.�: basts af curreM d8ta and reasonabie esUmates o f expen d ft ures o f f u t t u e E scrow I tems o r o t h e r w i s e tn a c c ordance with •
<br /> F ` . .� 4- appiicablelaw. ' :
<br /> s; _ :- The Funds sha11 be hetd in an insUtution whose deposiis are insuresf by a feder�agertcy,insbumeniality.or e�ity "'` ` __
<br /> `� � � ? � r:� (inc�uding Le�d�r,ff Lender fs such an InstftuutTcn)or in any Federal Hosne Loan Bank Lender sha11 apply the Furtds to �� -
<br />� '• :-� +-�-`- pay 4he Escrow Items.Lender may rtat charge Borrawer for hatdMg a�d apptyfig the Funds,annually analyzl�g the . _ __ . . ._---
<br /> } =� �
<br /> , • � , escrow acccur�or verifying the Escraw items,uniess Lender pays B�rrawer tr�erest on the Funds and applicabte taw i._
<br /> '• �� ' p$rtn�s Lender to make such a c�arge.However.Lendar may reqnire Barrower to pay a one3lme charge for an � "�. =�-„
<br /> � ��� , : . tn@ependern�ai estate tau reporting service used f�y Lender tn connecaon with thLs toan,untes�s appUca6le taw � ��`--
<br /> `' provides aiherwis�Untess an agreemerd is made vr appltcable law requlres tr►te�esi to 6e patd.Lender sha11 not ba _,._�_
<br /> ., . �°�r "�.�:4 � required to pay BoROwer arry tr[terest or eamings on 4he Funds.Bomower and Lentd�r may agree in uvrfdng,hawever, '.-''";,,�� —
<br /> ;,.,.. ; : ` : � �`j�, that interest sha116epa�d on the Funds.Lc:nder shall give to Borrower,wfthout charga an annual accourRing of the :,.• �
<br /> �,' � . - ;i Funds.shawfng cred�Ts and de8fts to 3he Funds and tha ptupose tor witich each deia�to the Funds was made.The ' ,;'i"t;,�,..._
<br /> � ` `.k Funds are ptedged as addiGonal secur�ty tor a11 sums secured by this Security Inswment � '
<br /> ;;.;' _, . . . ..-;; [�the Furtds hetd by Lender exceed 4he amoimis pereNtted to be hetd 6y app1i�ie law.Lender sFk�ll accour�t to � ,`;,"�,;�. `.
<br /> � '�� � Bc�ver for the exce�Funds in accordance with the ra�uiremerrts of appticabte faw tf ffie amow�t of the Funds held •°.�:�;,�..,°-:.,
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<br /> �f � by�nder at atry tlme ts nat sufiictent to pay the Escraw ttems when due.L ender may so notNy Borrower in writing, •. �r .;,,�_
<br /> ..•,. : ; .: . '`� : and,in such�se Borrawer shap pay to Lender the amount nec�ssary to ma[ce up the deflciency.Bomower shall make -��� _
<br /> '��� •� tcp ti�a defldency tn no mare than MreJve momhiy payments,ffi lender's sole dtscreiton. _ ��=
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<br /> °:. � �. , ' t9�on paymertt in tul!of atl�etms Secured by this Sec�rity InstnimeiR.Lender shall promp8y�efund to Borrower any , .., '�- -
<br /> �r:.. �,<:;;:_ • '�-=
<br /> � '�.;:;�`,;�:. ' ,�:; Fu�3 hetd by Lender.if.under paragraph 21.Lender shali acq�aire or seil the Property.Lender,prlot to the acquisfdon �:-�,.
<br /> �. �� .., . �F or sate of the Properry,shatl appty arry Funds held by Lender at the ttme of acquisftion or sale as a credit against the ._ :<�.��_.'
<br /> .. . :. :� sum,s secured by this Securlty lnstr�meM. � `�E
<br /> � � 3.AppR�t[on o1 P�ymen4s. Untess applicabte law provldes otherwlse.all paymeMs recetved by Lender under , � �-
<br /> ;u �..��; .: paragraphs 1 and 2 shail be appeed:flrst.to any prepaymer�c harges due un der t he No te;secon d,t o a m o u n t s p a y a b t e _
<br />�� ��:':;_:;.�,-� ' � : ; under patagraph 2;third.to imerest due;fouR h,to p r inc ip a l due;an d t a s t.to any t a te c h a r g a s d u e u n d e r t h e N o t e. � � . _
<br /> �►,� ��� ! �.Cha�ges;Llens. BoRCwer shatl pay a11 taxes.arsessmerrts,charges,flnes and tmpos�lons attriDutaf�leto the . ..' � `
<br /> ����. . -�': ' . Property whTch may ettain pdorfty over this Security inshumeni.and leasehoid payr+�ents or ground�eMS.ff anyt. '��_ . --
<br /> �� }�' Bonower shat!pay these obligations U the manner provided tn para�raph 2.or H not paid tn that manner,Borrower shall '.�, .•,�-�_�_,-.�._=
<br /> `!;��� ' ' � • pay them on time direcUy to the person owed paymern.Botrower str�promptly tumish to Lend�all notices of _
<br /> ��: :. . ...
<br /> !';=` � amounts to be patd underthis paragraph.tf Borrower matces these paymerns direcYy,Bor�ower shall prompUy fumtsh to
<br />'t- �� ' • Lender receipia evldencing the paymerds. ' _
<br /> • � :. . •
<br /> � Bonower sha11 prompUy discharge any llen whtch has pdority wer this Secur�4�p[nstrument unless Borrawer.(a) : . .
<br /> '� agreea in writing to the payment of the obiigatton secured by the tlen in e manner acceptable to Lender.(by aontests tn • . ..
<br /> , � good fatth the Oen by,or detends agalnst ertforcement of the Ilen in,legat proceedin�s which in the Lender's oAinton _
<br />';:�;;� .• - operate to prevent the enforcement of the Ilen;or(c)secures irom the hotder of the ien an sgreement satistactory to :
<br /> ; .;;,::•� � � Lender subordlnating the lien to thts Securfty Instrument If Lender determines that any pan of the Property is subject to , �, :
<br /> -'��.::. �:� . � a lien which may attain priority aver thla Security Instrument,Lender may give Borrower a notice I�entifytng the lien. �
<br />_ • � � Bortower sha(i s�tlsty the lien or teke one or more of the actions set brth abeve wfthin 10 days of the giving ai notice. •. �
<br /> ' 1 5.Hamrd or Propet4y Insurance. Borrower shall keep the improvements naw existin�or hereafter erected on the � .
<br /> _� ,. � � Pro{rerty tnsured agalnst toss by flre,hazards inctuded wfthin the term°extended coverage and ar�y other hazards. � . � �
<br /> ': � including flooda or ftooding,forwhich Lender requires insurance.This insurance shall be malMained in the 2mour�ts and . � .
<br /> for the perlods that Lender requtres. The tnsurance carrier providing the Instsrance,shaSlBe chosen by 8orra�r�er subject
<br /> ��� � �o LendePa appraval whlch shall not be unreasonably withheld. Ii Borrowe�ails to eeiairAaln cavarsge descri(ced above. : �
<br /> . , � Lender may.at Lender's optlon,obtain coverage to protect Lender's►ights in the Property tn accordancs with .
<br /> � . . paragtaph 7. . . . �
<br /> �;, � _ � . . �
<br /> ,� ,.�.. ' • . NEBitJiSiiMSiNGLE FAMILY—FNMA/FNLMC UAt1FORM INBTRUMENT FORM 3428 9/90 .
<br /> - ' c3 ISCJCMQTNE//8792/3628(990y1 PAGE20f 6 • �
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