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201306530 <br /> • 47354635 NE <br /> 1f HEN REC'ORDED, RFT111?NTO: FIRST AMERICAN ELS <br /> FIRST AMERICAN MORTGAGE SERVICES MODIFICATION AGREEMENT\\ <br /> 1100 SUPERIOR AVENUE,SUITE 200 IIIIII►IIIIIII111111IIpIpllpllip11111111IM11111111 _ <br /> CLEVELAND, OHIO 44114 <br /> 908S GREENWICH AVE,GRAND ISLAND,NEBRASKA 68801 <br /> (Property Address) <br /> the real property described being set forth as follows: <br /> LOT TWO (2), IN BLOCK ONE (1), IN SOTHMAN'S SUBDIVISION, TO THE CITY OF GRAND <br /> ISLAND,HALL COUNTY NEBRASKA. <br /> In consideration of the mutual promises and agreements exchanged, the parties hereto agree as follows <br /> (notwithstanding anything to the contrary contained in the Note or Security Instrument): <br /> 1. As of, APRIL 1, 2013, the amowtt.payable under the Note and the Security Instrument (the "Unpaid <br /> Principal Balance") is U.S. $82,835.68,consisting of the unpaid amount(s) loaned to Borrower by Lender <br /> plus any interest and other amounts:capitalized. <br /> 2. Borrower promises to pay the Unpaid Principal Balance, plus interest,to the order of Lender. Interest will <br /> be charged on the Unpaid Principal Balance at the yearly rate of 4.0000% from APRIL 1, 2013, and <br /> Borrower promises to pay monthly payments of principal and interest in the amount of U.S. $346.20 <br /> beginning on the 1ST day of MAY,2013. Borrower will continue to make monthly payments on the same <br /> day of each succeeding month until principal and interest are paid in full. If Borrower still owes amounts <br /> under the Note and the Security Instrument, as amended by this Agreement, Borrower will pay these <br /> amounts in full on the Maturity Date.. The new Maturity Date will be APRIL 1,2053. <br /> 3. If all or any part of the Property or any interest in the Property is sold or transferred(or if Borrower is not <br /> a natural person and a beneficial interest in Borrower is sold or transferred)without Lender's prior written <br /> consent,Lender may require immediate payment in full of all sums secured by the Security Instrument. <br /> If Lender exercises this option,Lender shall give Borrower notice of acceleration.The notice shall provide <br /> a period of not less than 30 days from the date the notice is delivered or mailed within which Borrower <br /> must pay all sums secured by the Security Instrument. If Borrower fails to pay these sums prior to the <br /> expiration of this period, Lender may invoke any remedies permitted by the Security Instrument without <br /> further notice or demand on Borrower. <br /> 4. Borrower also will comply with 'all other covenants, agreements, and requirements of the Security <br /> Instrument, including without limitation, Borrower's covenants and agreements to make all payments of <br /> taxes,insurance premiums,assessments,escrow items,,impounds, and all other payments that Borrower is <br /> obligated to make under the Security Instrument; however,the following terms and provisions are forever <br /> canceled,null and void,as of the date specified in paragraph No. 1 above: <br /> (a) all terms and provisions of the Note and Security Instrument(if any)providing for,implementing, <br /> or relating to, any change or adjustment in the rate of interest payable under the Note, including, <br /> where applicable,the Timely Payment Rewards rate reduction,as described in paragraph 1 of the <br /> Timely Payment Rewards Addendum to Note and paragraph A.1.of the Timely Payment Rewards <br /> Rider. By executing this Agreement, Borrower waives any Timely Payment Rewards rate <br /> reduction to which Borrower may have otherwise been entitled;and <br /> (b) all terms and provisions of any adjustable rate rider, or Timely Payment Rewards Rider, where <br /> applicable, or other instrument or document that is affixed to, wholly or partially incorporated <br /> into, or is part of, the Note or Security Instrument and that contains any such terms and <br /> LOAN MODIFICATION AGREEMENT-Single Family-Fannie Mae Uniform WD12106.1 9902211144 <br /> Instrument Form 3179(fixed)/3162(step)(rev.01/09)04182013_87 <br /> First American Mortgage Services Page 2 <br />