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17. WAIVERS. Except to the extent prohibited by law, Trustor waives all appraisement and homestead exemption rights relating to the Property. 18. LINE OF CREDIT. The Secured Debt includes a revolving line of credit. Although the Secured Debt may be reduced to a zero balance, this Security Instrument will remain in effect until released. 19. APPLICABLE LAW. This Security Instrument is governed by the laws as agreed to in the Secured Debt, except to the extent required by the laws of the jurisdiction where the Property is located, and applicable federal laws and regulations. 20. RIDERS. The covenants and agreements of each of the riders checked below are incorporated into and supplement and amend the terms of this Security Instrument. [Check all applicable boxes] 0 Assignment of Leases and Rents 0 Other 21. C] CONSTRUCTION LOAN. This Security Instrument is a construction security interest which secures an obligation incurred for the construction of an improvement on the Property. ADDITIONAL TERMS. When Recorded return to: U.S. Bank 51 Broadway / Lower Level Fargo, ND 58102 SIGNATURES: By signing below, Trustor agrees to the terms and covenants contained in this Security Instrument and in any attachments. Trustor also acknowledges receipt of a copy of this Security Instrument on the date stated on page 1. k?,_QL3 (Signature ENG f'T t J (Date) (Signature) (Date) ACKNOWLEDGMENT: Hall STATE OF Neb -r$sle , COUNTY OF }ss. (Individual) This instrument was acknowledged before me this -- 1 . 2 _ day of Acrgust 201 b y - - - -:I -- ng lehaupt My commission expires: June 19, 2015 GENERAL NOTARY - State of Nebraska SARAH M WILES My Comm. Exp. June 19, 2015 00000700032383 ® 1994 Wolters Kluwer Financial Services - Bankers Systems= Form USB90CPDTNE 0/3/2012 201306527 (Notary Public) (page 7 of 7)