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<br /> . _ LOANNO. 153921T22a ;.;�c�;.
<br /> . � � :` AIJ Usu[ance poticies and renewefs sfra(i be acceptable to Lender and shall inctude a standard mortgage clause. ,�� `:��� � `
<br /> � � � F Lendsr shait have the dght to hotd the pafIctes and renewala if Lender requtreg,Borrower shall promptty give to Lender :
<br /> ' ' ati rg�a�,t.+mt�e ��e+4o an.�ranawal nottces.ln the svent af toss.Borrowar shsll give prompt nottce to the � ` ��`v �
<br /> - --r .----r----
<br /> ��a ����:� tnstnance canler and Le�der.Lsnder may make proat of tass ff nat rrtade promp4fy by Bomower. ,�F :4�.�
<br /> �.:.:..:. � _ �
<br /> ,; �-_,��-� Uniess Lender and Bonovuer athenvise agree In wrftfng,(nsurance proceeds shall be appited ta restoratton or repair •
<br /> - -- of the pro�tEy ds�naged.iE the restoratton or repaU Is economic�lly tEasible artd LendBr's security is not tesserted.lf tfie ,___
<br /> < ''� ' re�3nratton or[epair ts not ecanart�icalty feasibfe ar lender's security woutd be lessaned,the tnsurance proceeds shalt �
<br /> ' , be applted to the sums secured by this�e c u r ft y instrument.whether or not then due,with any excess patd to Bomawer. -;h�.`�. �.�:�.
<br /> � � tf Bortower absr�dons the Property.or does nat answer wfthin 30 days a notice irom Lender t h at the insurance canier . ._ .,.: ���. .
<br /> _ _ � restore Uie Pro ea�ur��the sumRS secured 6 this Security Instrument,�n+1ie er ar rwi the duarTaf�te�30�itay p�rtod � .�,=" . �� "�`
<br /> � . esto P nfl !�Y Y �` K
<br /> . wID 6egtn when the natice Is gNen. . -` '�,-..�
<br /> UNess Lender and Bottawer othen�vlse agree in writinng,any appticffiton of proceeds to Pdncipai shafl rtot e�end or � _�
<br /> : Wf
<br /> � � pc s 4 pone tha dua date af the mordhly ei►ts r e feme d to t n paragrap hs 1 an d 2 o r c h a n g e t h e a m o u n t of the :, -
<br /> � ''� ��4 �;`� Paymer� tf under paragrapA 2t the roperty is acqutred by Lender.Borrowe r's r�g fi t to any ins u r a n c e p o 8 c i e s a n d _ -
<br />```t .; . prooeeds resuitin g ftom dama ge to the Property pdor 4o the acquistuon shali pass to Lender to tha extent of the sums , . . - -
<br /> _ ;� r��: . .,_`; s�a�ed bythls SecurPty fnstrument tmrtediately pdor tothescquisttton. '"� �.�
<br /> � ` � ., 8.Os�npan�y.Preseivatton,Matr�enance and Protection of the Property;Borrawer's Loan Applicatton; `��f•�
<br />- .�".�` .. ;. �.�:: Leasehotda�orrower s1ta11 oa�tpy.estab iis h.an d use t he P r op e r t y as B o r r o w e r's p r i n c t p a t r e s i d e n c e w i t h i n s b d y d a y s -
<br /> ' � s#tertha execution atthls Security Instrumeru and sha11 continae w occupy the Property as Bom�weP�prindpal ';
<br /> �� �. .` ; , ' ,� residence fior ai least one year after the date of nccupancy,untess Lender oiheswise agrees tn wriUng,which conserit :�_�` ';�--
<br /> - - ----::, sita[I noi 6e urueasana6iy v�ithheld.or tmtess e�ertuating circumstances exist whtch are beyond Bomower's conual `<: --
<br /> ,, '�.;�-'�,.� -- - Borrower shali not destray.dart�ge or impa(r the Property,allow the Propecry to deteriorate.or commit waste on the `_-
<br /> r -�' ...;: Property.Borrawer sha11 be tn defautt if am►forfefUUe aciion or praceeding,whether c►v U or c r tm i n a l,is begun t h a t in �. �. �:�:_
<br /> Lender's gaod iafth jadgrneM coutd rest�t in forfefwre af the Property or otherw}se materiaity impa1r the lien created 6y
<br /> thia Security InsUYtment or Lender's secudty irtDerest.Bomawer rr�y cure sttch a deisuii and reinscete.as provided in � ��ti:�
<br /> P�B�Ph 18�by causing tha sctlon or proceeding to be dismissed wfth a n�Jng that,fn Lender's good faith • - =„m,�;
<br /> f detertninaiton.predudes forfeiture of the Borrower's irtterest in the Property or ather material tmpairmertt af tha lien �;�. --,.
<br /> ' ,�`-� created by thls Security tnsuumertt or Lender's securfty inierest.Borrower shall�1so be in defauit ff Borrower,during the --
<br /> = . � � tcan applic�ilon prccass�,ga�►e materiath►fafse or inaccurate irtfarmailon or statements to Lender(or faUUed 4o provlde . °� -��
<br /> �.�.:.� ';
<br /> - Lendet w�h any matedal[nfortnatiton)tn conrtection wfth the toan evfdenced by the Note,lndudtng,but nat Itmited to, _
<br /> _ .. --- � represe r R a tlons concem ing B r r o w e r's a c c c y o t t h e P r o p e rt y a s a p r i n c i p a!r e s i d e n c e.i f t h i s S e c t�T y t n s V U m ent ts i�:� �
<br /> -.' �` .; . on a teas2flflld.Borrower��Sh�aimnot mer e Nee s Lender g ees to the�mB ger n�wr8iting.r�fee title to the Property,
<br /> .�`� . the leaset�atd and the fee 9 �
<br /> � 7.ProtectEon of Lentfe�s RtgPtto tn tAe Property. tf Borrower fa�s to perform the cavenar�ts and agreemeras �
<br /> " �-
<br /> � � • �� �1� contalned M this Securiry InsWme�,or there Is a tegal proceedtng that may stgnfficarnly aftect Lgnder's rlghis in the . :���_"�
<br /> � � Property(such as a proceedtng tn 6animiptsfi.Pi�.for condamnation or io�feiwre or to enforce laws or -_
<br /> • - regulattons),then lender may do and pay for whaisver ts nec�ssary to protect the vatue of the Property a�d Lende�s �---
<br /> � � �ights tn the Property.Lender's actlens may inc lu de pay ing any s u m s s e c u r e d b y a I t e n w h i c h h a s p r i o r i t y wer thts �.�...�:-
<br /> � � Securiry Ins�trumant,appeadng In court,payirtg reasonable attomeys'fees and eMe►ing on the Property to make � --��.
<br /> . �.• " repairs.Nthoagb Lender may take ac�on urtder thds paragraph 7,Lender daes not Aave to do so. .�-�'`�
<br /> � �.�:
<br /> Any amounts disbw�..'d by Lender under this paragraph 7 shail become a d d i t io n a l de b t o f Borroinrer se c u r e d b y =
<br /> � � ' t4�is Se�yl instrumen�UNess Berrower and Lendsr agree to other terms af payment,these.amounts sha11 bear . :.r,�
<br /> � � tnterest fio:n tha date of dtsburseme�t at the Note rate and str�be payable,with tMerest.upon nottce irom lender to .-,.:�. _
<br /> . � � �±��f;,- Borrower rn,�ttestin9 Paymer�. . . ��. :
<br /> - ��� ��' 8.MoRgage tnsuran�o. If Lender required mortgage insurance as a condmon af ma�cing ti�e toan secured!ay Qfiis • '----�:::.,.. :`
<br /> � Se c�u i t y Instrument,Barrower shall pay the prem'ums required to maintain the modgage insurance In effecK.lf,for any . ` ::—_
<br /> � reason�the rrtortgage tnsurance coverage requlred by Lender tapses or ceases to be tn effect,BaROwer shall pay the �:� r.�,�
<br /> • � .-��� premtums required to obtain coverage substaniiaiiy equivaleM to the moRgage insurance previousiy in etfect,at a cost =
<br /> � � ��f=..,, substantfafty equtvaterit to the cost to Borrower of the mortgage insurance prevtously tn e,zect,ftom an aliemate . . .
<br /> �' • � - mortgaga i�ssurer approved by lendar.tf substaMially equivatent martgage insurance coverage is not avallable, � _
<br />' `� ` �• . BoRawer sfiat!pay to Lender each month a sum equal to one-iwelfth of the yearty mortgage insurance premium being � � •
<br /> ' ' � '' � �a l d�y Borrower w han t he t n s u r a n c e c o v a r s g e l a�s e d o r c e a s e d t o b e i n e f t e c t.L s n d e r w i i l a a c e p t s�s e a�d r e t a ln these
<br /> • payments as a loss reserve in Ileu W mortgage insurance.Loss resenre payments may no longer be r�uired,at the � . �
<br /> � option df Lender,H mortgage insurance coverage pn the amaum and tor the pertods that Lender reau�tes)provlded by . G �
<br />_ `. f � an insurer appraved by Lender again becomes avaitabte and is obtalned. Borrower shali pay the premlums�equired to . �
<br /> maintatn mortgage insurance tn effect,orto provide a foss reserve.until the req;ir�emb18 i Wt morigage Insurance E�s
<br /> -� in accordance with any written agreemerR between Borrower and Lender or app � � �� �.
<br /> = g. I�ropectlon. Lender or ita sgent may makg reasonabte entries upon and inspections of the�operty. Len der �
<br />:- � � � shail gtve Borrower notice at the time at ar prtor to an inspection specdying reasonable cause for the inspection. .
<br /> . ° NEERlLSKA-StBtfiLEFAMILY—iNN1A/FHLMCUNIFOAlAINS7AUMENT• FORM30289/90 • �� "
<br /> ISCJCMOTNE//O182/3028(390)•L PAtiE30F8 °
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