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<br />-`�--�':�..-.�� If the am�ttmts lteid by I,ender for Fscsow It�ms exceed the a�no�ts permitted co be Iie2d hy RESPA. Lender r; . .:
<br /> , �. .t sLall accosmt to Bormwer for We eacess timds as reqaired by RFSPA. If the amouats of fands held by l.ender at any -
<br /> ��� dme are aot safScient w pay the Esccow ite�whea due.Lender may aatify We Borrower aad require Rorrower to ::�.,::
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<br /> � ' ` , ':i� make IIp the shurtage as permitted by RESPA. . . ` ..�.
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<br /> ; �; -� The�scmw Fimd� ate pk� as�ditioaal se�arIry for all sums seaued by tbis Seauity insaament. If _.�
<br /> �,� ., �` . Boaower teudezs ta Lendet tke faII paymeut .:`'`�
<br /> �,'. of ait sncb sums,Botmwes's account shall be ciedited witb the Dalaace
<br /> ��. ., .
<br /> -+�. =emaininffi for all installnaeat ftems(a),N),and(c1 and�y mortgage insuiamce premium�ostallment that Leader bas _ -
<br /> . �� � not be�ome.obligated w pay w the Secc�ary, aad Lend� shaU promptly refaad a�r,eacess fimds to Bouower. ;' _ -.
<br /> :.. :i' �iatelY Prlor W a forectos�ue sate of the Pnnperty or its acqnisidan by I.ender, Bouo�er�s accounC shall be ' ---
<br /> ,' for aII installinents (?.(b),� ' �+•. �
<br /> credited with any 6alance rea��++;,,g for ite�s a (a)• �'- �.-
<br /> � . `�.``"', 3.App�cation o41'ayme�.AII gaymeuts uader pazagrapEs 1 and 2 sball be applied isy I�enster as follows: ,:�`''�_°
<br /> . , - us w the mortgage insnranse premiuno to 6e paid 6y I.endet to the Sec�etary or w the munthly dta�ge by t&e �'-r''-
<br /> � , .. ``' Sec�etary instead of tbe mnathly muttga8e ins�ance Pre�: :__"=
<br /> � ` �ecand.w�r taxe�.spe�iai asses�,teasehold payments or gmund re�ts.aad 5re,flood and otber hazard . . <<..;:_.;,
<br /> ' � '4;� insuraace piemi�as�eqUired; . `° �' �t;
<br /> 7�i ,to�rzst dwe an�er the Note; . � �
<br /> �,h,ta a�aortir�ioa of the princFpal of the Note;� {-
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<br /> �' ,.',� �fth.w late charges due aader the Note. `rt'
<br /> � '�. �8.FYre,�Yood and Other Hazard rnsmsnce.Bormwer shall insore all impmveme�is on the Progetty.whethe� '�:�:
<br /> . ;', `,�,.�;; ; .�„ .
<br /> ". - _�. Y....�.,: . naw ta exi�re c�r snbseqnasdq er�.ap�inst ai►5►hazards,ca'NaIaes,and coatingen�cies.incltWing fire,foi wbich � --
<br /> ,;-:,;.. .: �.. This in�,.�n� sl�all be manitained itt the smotucis �d fvi tite perlods thai I.eudEr ` .,:�,'
<br /> ��•k�% � �� ��. property, whether now in existence or sub ''�``'"�'.
<br /> ieq�nes.Bomower sball also insure aU impmvements oa the S�!uY x:_:��.
<br /> . , .,. _ <� . elrected,agamst ta�s by flaods w the extr�t requiced by the Sectetary.All mwua�ce abaU 6e cau�ed with companies . _H�;g:
<br /> � �' � `� � appraved Iry Leuder.Ttte iasuraacs po]icIes and arty renewaLs shari be held by Lender and shaU inclnde loss payaUle :,,.,-...;--
<br /> ;:...::, .- . ,
<br /> ' � ;. �.4�� claasesiafavoro�aaAiaafarmacceptablew.Lender. � �,:�'�=;.
<br /> �� ` . Ia the event af Ioss,Bomawer stiaU give l.eader immediat�nodce by mait.Lender maY make proof of loss if not � . •:�;:;�;._��
<br /> �. • �� �,' � made PmmPt1Y i>Y Bonower.Eas�insuranoe wmpaay ooncemed is heteby authorized and directed to make payzneat, :: .
<br /> ` • .. .., for such loss dir�ctiy w Lender. iastead oi to Borr�wer aad w Lender jointly. Al] or eny part of the iasurance �;�;,�;�
<br /> {,. : , - ,',, � ` proceeds may►6e aPPUed by Leader,at ita option,either(a)to the reduaiaa of the indebtedue�a under the Note and , �.,::�••:.
<br />.:,<'• . � . --
<br /> � ..; Wia S�urlty Instrnment,Ssst to aay delinqu�t amouuts appl3ed in the osder ia paragraph 3.and Wen to PieP� "�:';�,."_
<br /> '.' �•- ,. . ��-� of pzlactpal. or(b).w the restaration or repair of the damaged Property. Any application of the pmceeds to the ' _
<br /> . .. ..•; principal sHall aot extend or postpone the due date of the monthly Payments which aze;efened to in paragraph 2,or =
<br /> - change the amount of sucb payments.Aay excess ins�uance prooePAs over an amouat required W pay all outstaudiag _-
<br /> � . . � 5 iadebtedAess imder the Note aad this Security Insuument ahaU be patd tu the endty Iegally endtled thereto. ---_
<br /> � �'• in the event of foreclosure of tbis Seavity Insuument or other uansfer of tiue fo the Froperty that exriAguishes � - --_
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<br /> "�: ' � the indeDtedness. ali right, tiue aad iaterest of Eo:rawer in aIId w insarance polIcie.s in force shall pass to the . � ,..
<br />:� pnrc�aser. ~�
<br /> � " ' � S•QocaAa�c9.Yrese�vabimn.Nlainteaance aad Fented2on of the H'taperty:Borrower's I.oan Apg�lcatton; -
<br /> Leaseholds. Borrower sHall accupy.estabtish,and vse the Property a�Borcbwer's principal resideace wiahin sixty . �—��
<br /> �': :. � • ll - :.:
<br /> � " days after the execudon of this Secusity Insuument(or within skty days of a later sate or uansfer of the Property) �:. �.,,,;
<br /> '.r�• ,' �� . and shail canUnue to occupy the Property as Borrower's princlpal zesideace for at least one yeaY after the date of
<br />='%' ,. oocnpancy.unless Lender detecmines that requicement wiU cause uadue hardsflip for Borrower,or nnless extenuating
<br />, �.... � •'� .
<br /> c;rcamsstaaces exlst whicb ane beyond Borrower's conuol. Borrawer s]�aU notiPy Lender of an}r eate�ating
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<br /> - � ' ` ' clraunstances.Borrower shall not�ommit waste or destroy.damage or substantiaUy change the Praperty or allow the .
<br /> ��....� � � . pmperty to dc�t�iorate,reasonable wear aad tear excepted.Lender may inspect tiie Property if the Property is vacant . .
<br /> ' � .; or abaadoned or the loan Is in default Lender may take reasonab2e action to pmtect and preserve such vacant or �
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