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201306443
<br /> 1-4 FAMILY RIDER
<br /> (Assignment of Rents) Loan Number:XXXXX4914
<br /> THIS 1-4 FAMILY RIDER is made this 30TH day of JULY,2013,and is incorporated into and shall be deemed to
<br /> amend and supplement the Mortgage,Deed of Trust,or Security Deed(the"Security Instrument")of the same date given by
<br /> the undersigned(the"Borrower")to secure Borrower's Note to FIFTH THIRD MORTGAGE COMPANY(the"Lender") •
<br /> of the same date and covering the Property described in the Security Instrument and located at:
<br /> 1502 N.HANCOCK AVE.,GRAND ISLAND,NE 68803
<br /> [Property Address]
<br /> 1-4 FAMILY COVENANTS. In addition to the covenants and agreements made in the Security InstrumenC
<br /> Borrower and Lender further covenant and agree as follows:
<br /> A. ADDITIONAL PROPERTY SUBJECT TO THE SECURITY INSTRUMENT. In addition to the
<br /> Property described in Security Instrument,the following items now or hereafter attached to the Property to the
<br /> extent they are fixtures are added to the Property description,and shall also constitute the Property covered by
<br /> the Security Instrument: building materials,appliances and goods of every nature whatsoever now or hereafter
<br /> located in, on, or used, or intended to be used in connection with the Property, including, but not limited to,
<br /> those for the purposes of supplying or distributing heating, cooling, electricity, gas, water, air and light, fire
<br /> prevention and extinguishing apparatus, security and access control apparatus, plumbing, bath tubs, water
<br /> heaters, water closets, sinks, ranges, stoves, refrigerators, dishwashers, disposals, washers, dryers, awnings,
<br /> storm windows, storm doors, screens, blinds, shades, curtains and curtain rods, attached mirrors, cabinets,
<br /> paneling and attached floor coverings, all of which, including replacements and additions thereto, shall be
<br /> deemed to be and remain a part of the Property covered by the Security Instrument. All of the foregoing
<br /> together with the Property described in the Security Instrument (or the leasehold estate if the Security
<br /> Instrument is on a leasehold) are referred to in this 1-4 Family Rider and the Security Instrument as the
<br /> "Property."
<br /> B. USE OF PROPERTY;COMPLIANCE WITH LAW. Borrower shall not seek,agree to or make a
<br /> change in the use of the Property or its zoning classification,unless Lender has agreed in writing to the change.
<br /> Borrower shall comply with all laws, ordinances, regulations and requirements of any governmental body
<br /> applicable to the Property.
<br /> C. SUBORDINATE LIENS. Except as permitted by federal law, Borrower shall not allow any lien
<br /> inferior to the Security Instrument to be perfected against the Property without Lender's prior written
<br /> permission.
<br /> D. RENT LOSS INSURANCE. Borrower shall maintain insurance against rent loss in addition to the
<br /> other hazards for which insurance is required by Section 5.
<br /> E. "BORROWER'S RIGHT TO REINSTATE"DELETED. Section 19 is deleted.
<br /> F. BORROWER'S OCCUPANCY. Unless Lender and Borrower otherwise agree in writing,Section 6
<br /> concerning Borrower's occupancy of the Property is deleted.
<br /> G. ASSIGNMENT OF LEASES. Upon Lender's request after default,Borrower shall assign to Lender
<br /> all lease of the Property and all security deposits made in connection with leases of the Property. Upon the
<br /> assignment, Lender shall have the right to modify, extend or terminate the existing leases and to execute new
<br /> leases, in Lender's sole discretion. As used in this paragraph G,the word"lease" shall mean"sublease" if the
<br /> Security Instrument is on a leasehold.
<br /> H. ASSIGNMENT OF RENTS; APPOINTMENT OF RECEIVER; LENDER IN POSSESSION.
<br /> Borrower absolutely and unconditionally assigns and transfers to Lender all the rents and revenues("Rents")of
<br /> the Property, regardless of to whom the Rents of the Property are payable. Borrower authorizes Lender or
<br /> Lender's agents to collect the Rents,and agrees that each tenant of the Property shall pay the Rents to Lender or
<br /> Lender's agents. However, Borrower shall receive the Rents until (i) Lender has given Borrower notice of
<br /> default pursuant to Section 22 of the Security Instrument and(ii)Lender has given notice to the tenant(s)that
<br /> the Rents are to be paid to Lender or Lender's agent. This assignment of Rents constitutes an absolute
<br /> assignment and not an assignment for additional security only.
<br /> Initials:Ve
<br /> MULTISTATE 1-4 FAMILY RIDER—Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 31701/01(page I of3 pages)
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