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r N n—I -I m"' o Oc> m n 7 w Zm N 732 . D -<O O D 4, zDp m O = Mnio CO D r a W c ,o o m o m 0o co ( O ]Space Above This Line For Recording Data] Case No.34-34-6-0196205 Loan Number XXXXX4914 After Recording Return To: DEED OF TRUST FIFTH THIRD MORTGAGE COMPANY 5050 KINGSLEY DRIVE, MD 1MOB 2X CINCINNATI,OH 45263 NOTICE: THIS LOAN IS NOT ASSUMABLE WITHOUT THE APPROVAL OF THE DEPARTMENT OF VETERANS AFFAIRS OR ITS AUTHORIZED AGENT. • DEFINITIONS Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18,20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) "Security Instrument" means this document,which is dated JULY 30,2013,together with all Riders to this document. (B) "Borrower"is CY XAYARATH FKA XAYSANA XAYARATH AND KHAO XAYARATH,HUSBAND AND WIFE, AS JOINT TENANTS WITH RIGHT OF SURVIVORSHIP AND NOT AS TENANTS IN COMMON. Borrower is the trustor under this Security Instrument. (C) "Lender" is FIFTH THIRD MORTGAGE COMPANY. Lender is a STATE CHARTERED BANK organized and existing under the laws of OHIO.Lender's address is 5050 KINGSLEY DRIVE,MD 1MOB 2X, CINCINNATI,OH 45263.Lender is the beneficiary under this Security Instrument. (D) "Trustee" is TICOR TITLE COMPANY,18302 IRVINE BOULEVARD#100,TUSTIN,CA 92780. (E) "Note" means the promissory note signed by Borrower and dated JULY 30, 2013. The Note states that Borrower owes Lender Ninety-Nine Thousand One Hundred Eighteen And No/100 Dollars (U.S. $99,118.00) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than AUGUST 01,2043. (F) "Property"means the property that is described below under the heading"Transfer of Rights in the Property." (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note,and all sums due under this Security Instrument,plus interest. (H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Borrower[check box as applicable]: ❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider ❑ Balloon Rider ❑ Planned Unit Development Rider ® VA Rider • 1-4 Family Rider ❑ Biweekly Payment Rider ❑ Other(s)[specify] Initials: ( kira NEBRASKA—Single Family—Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 (page 1 of 13 pages)