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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />- Witness <br />s' 1 <br />(Seal) <br />Rodney W Crumrine - Borrower <br />IDS, Inc. <br />STATE OF NEBRASKA, Hall County ss: <br />The fore oing instrument was acknowledged before me this _. day of Z;#4, <br />, by Rodney W Crumrine and Lisa L Crum mine. <br />Witness my hand and notarial seal a <br />My Commission Expires: April 7, 2016 <br />/ . i <br />Lisa L Crumrine <br />in said County, the date aforesaid. <br />20/306350 <br />- Witness <br />Seal <br />- Borrower <br />Notary Public Daniel Roth <br />NEBRASKA - Single Family- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT with MERSForm 3028 1/01 <br />Page 13 of 13 <br />