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BY SIGNING RELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />� Q <br />C -- ear) <br />SSIE I MCCOY rrower <br />LL L <br />g r d9 " / /7 p - (Seal) <br />Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />Refer to the attached Signature Addendum for additional parties and signatures. <br />NMLS# 407850 <br />N83R4SKASIngle Family -Fannie MaaWFreddle Mac UNIFORM INSTRUMENT <br />VMP <br />Wolters Kluwer Remodel Services <br />c/ ')27 <br />11108853 <br />201306349 <br />Form 3028 1/01 <br />VMPB (1302) <br />Pap 1 of 17 <br />