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<br /> THiS INSTRUMENT PREPARED BY: AFTER RECORDING RETURN TO:
<br /> Home Federal Savings& Loan Association of Home Federal Savings& Loan Association of
<br /> Grand Island Grand island
<br /> 221 South Locust Street 221 South Locust Street
<br /> GRAND ISLAND, NE 68801 GRAND ISLAND, NE 68801
<br /> (Space Above This Line For Recording Data)
<br /> NMLS COMPANY IDENTIFIER: 446443
<br /> NMLS ORIGINATOR IDENTIFIER: 494664
<br /> DEED OF TRUST
<br /> (PREAUTHORIZED (OPEN END) CREDIT - FUTURE ADVANCES ARE SECURED
<br /> BY THIS DEED OF TRUST)
<br /> THIS DEED OF TRUST ("Security Instrument") is made on August 1, 2013. The grantor is Kurt A Haecker,
<br /> A Single Person, whose address is 2604 Riverside Dr, GRAND ISLAND, Nebraska 68801 ("Borrower").
<br /> Borrower is not necessarily the same as the Person or Persons who sign the Home Equity Line of Credit
<br /> Agreement, dated August 1, 2013 ("Contract"). The obligations of Borrowers who did not sign the Contract are
<br /> explained further in the section titled Successors and Assigns Bound; Joint and Several Liability;
<br /> Accommodation Signers. The trustee is Arend R. Baack, Attorney whose address is P.O. Box 790, Grand
<br /> Island, Nebraska 68802 ("Trustee"). The beneficiary is Home Federal Savings & Loan Association of Grand
<br /> island, which is organized and existing under the laws of the United States of America and whose address is 221
<br /> South Locust Street, Grand Island, Nebraska 68801 ("Lender"). Kurt A Haecker has entered into a Contract
<br /> with Lender as of August 1,2013, under the terms of which Borrower may, from time to time,obtain advances not
<br /> to exceed, at any time, a ***MAXIMUM PRINCIPAL AMOUNT (EXCLUDING PROTECTIVE
<br /> ADVANCES)*** of Forty Thousand and 00/100 Dollars (U.S. $40,000.00) ("Credit Limit"). Any party
<br /> interested in the details related to Lender's continuing obligation to make advances to Borrower is advised to
<br /> consult directly with Lender. If not paid earlier, the sums owing under Borrower's Contract with Lender will be
<br /> due on August 15, 2018. This Security Instrument secures to Lender: (a) the repayment of the debt under the
<br /> Contract, with interest, including future advances, and all renewals, extensions and modifications of the Contract;
<br /> (b)the payment of all other sums, with interest, advanced to protect the security of this Security Instrument under
<br /> the provisions of the section titled Protection of Lender's Rights in the Property; and (c) the performance of
<br /> Borrower's covenants and agreements under this Security instrument and the Contract. For this purpose, Borrower,
<br /> in consideration of the debt and the trust herein created, irrevocably grants and conveys to Trustee, in trust, with
<br /> power of sale,the following described property located in the County of Hall, State of Nebraska:
<br /> Address: 2604 Riverside Dr,GRAND ISLAND,Nebraska 68801
<br /> Legal Description: Lot Twenty One(21), Block Two (2), Replat of Riverside Acres, an Addition to the
<br /> City of Grand island, Hall County, Nebraska.
<br /> TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements,
<br /> appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br /> covered by this Security instrument. All of the foregoing is referred to in this Security Instrument as the
<br /> "Property."
<br /> BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to
<br /> grant and convey the Property and that the Property is unencumbered, except for encumbrances of record.
<br /> Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to
<br /> any encumbrances of record.
<br /> Borrower and Lender covenant and agree as follows:
<br /> Payment of Principal and Interest; Other Charges. Borrower shall promptly pay when due the principal of and
<br /> interest on the debt owed under the Contract and late charges or any other fees and charges due under the Contract.
<br /> 0 2004-2012 Compliance Systems,Inc.CECA-0t301-20111,2 10 600
<br /> Consumer Real Estate-Security Insn ument 01.2036 Page 1 of 5 www compliancesystems corn
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